Branch Locations
1st Franklin Financial
Americus
Americus
1st Franklin Financial Americus
5.0 out of 5.0
5.0 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
613 E. Lamar Street
Suite A
Americus, GA 31709
US
(229) 924-5393(229) 924-5393
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0
(18 Reviews)5.0 out of 5.0
September 14, 2020
Great customer service, very willing to help. Very welcoming
Shadow A
Response from 1st Franklin Financial
September 14, 2020
Thank you for your kind review!
5.0 out of 5.0
September 8, 2020
Great customer service Amanda was very nice and helpful
Edward G
Response from 1st Franklin Financial
September 8, 2020
Our goal is to make you a part of our family and make you feel welcome every single time.
5.0 out of 5.0
September 8, 2020
THIS IS A VERY GOOD PLACE TO BORROW IN AND OUT IN NO TIME NICE GROUP OF LADIES
BRENDA, HOBBS
Response from 1st Franklin Financial
September 8, 2020
Hello, Brenda! We wanted to take a moment to thank you for telling us about your experience with us.
5.0 out of 5.0
August 12, 2020
Great customer service been dealing with them for 3 years and everyone in the office is so helpful and will good beyond measure to help get the help you need
Terrance H
Response from 1st Franklin Financial
August 12, 2020
Hi, Terrance! Your comments about our team fill us with pride and equip us to provide clear and specific examples of what excellence looks like.
5.0 out of 5.0
March 11, 2020
good customer service
Monica B.
Response from 1st Franklin Financial
March 11, 2020
We are looking forward to your next visit!
5.0 out of 5.0
March 6, 2020
Super friendly service. Very easy to work with and fast
Jacquelyn T.
Response from 1st Franklin Financial
March 6, 2020
Hi, Jacquelyn! Thank you for giving us a try!
5.0 out of 5.0
March 5, 2020
Great customer service
Pamela T.
Response from 1st Franklin Financial
March 5, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0
March 5, 2020
Excellent
Freddie M.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your review, Freddie!
5.0 out of 5.0
March 5, 2020
The people are very friendly and helpful. They work hard to get you what you need.
William S.
Response from 1st Franklin Financial
March 5, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
5.0 out of 5.0
March 4, 2020
Excellent customer service. Always willing to assist.
Charles C.
Response from 1st Franklin Financial
March 4, 2020
Know that we are here to serve you and will always try our best.
5.0 out of 5.0
March 4, 2020
Always helpful, kind and courteous!!
Patricia W.
Response from 1st Franklin Financial
March 4, 2020
We are so delighted you took the time to try us.
5.0 out of 5.0
March 4, 2020
great service given by great personnel
William S.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your kind review of our Americus staff!
5.0 out of 5.0
March 4, 2020
Friendly and professional staff
Pamela H.
Response from 1st Franklin Financial
March 4, 2020
We look forward to serving you for many years to come.
5.0 out of 5.0
March 3, 2020
Great customer experience
Phillip F.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
March 3, 2020
Great service, Great People ,and the best group of women you could ever do business with. There always there for you and they never let you down! My # 1 place to go when I need anything
Miranda P.
Response from 1st Franklin Financial
March 3, 2020
Your words of encouragement and your assessment of our customer service make us deeply proud of what we are doing.
5.0 out of 5.0
March 3, 2020
Great Service
Kerridias C.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
September 6, 2019
I Love the service
Alford H.
Response from 1st Franklin Financial
September 6, 2019
We are so glad that you love the service at our Americus office!
5.0 out of 5.0
September 4, 2019
Great customer service
Bernice W.
Displaying 1 out of 18 reviews