1st Franklin Financial
Americus
1st Franklin Financial Americus
5.0 out of 5.0full starfull starfull starfull starfull star
21 Reviews
5.0 out of 5.0full starfull starfull starfull starfull star
21 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
613 E. Lamar Street
Suite A
Americus, GA 31709
US
(229) 924-5393(229) 924-5393

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

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5 out of 5full starfull starfull starfull starfull star
Apr 23, 2021
Great quick reliable service! Perfect place to go!
Lennie W
Hello, Lennie! Thank you for your kind review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 22, 2021
They go above and beyond for their customers! Amanda was very helpful and did everything she could for me.
Kendall W
Hi, Kendall! From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 30, 2021
I love working with Amanda! She is always so nice and her customer service is amazing! She definitely knows what she is doing. And she makes it a easy process. I would Definitely recommend people to them!
Lakeema, W
Hello, Lakeema! From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile. We want to thank you for taking the time to share your experience with us!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 14, 2020
Great customer service, very willing to help. Very welcoming
Shadow A
Thank you for your kind review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 8, 2020
Great customer service Amanda was very nice and helpful
Edward G
Our goal is to make you a part of our family and make you feel welcome every single time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 8, 2020
THIS IS A VERY GOOD PLACE TO BORROW IN AND OUT IN NO TIME NICE GROUP OF LADIES
BRENDA, HOBBS
Hello, Brenda! We wanted to take a moment to thank you for telling us about your experience with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Aug 12, 2020
Great customer service been dealing with them for 3 years and everyone in the office is so helpful and will good beyond measure to help get the help you need
Terrance H
Hi, Terrance! Your comments about our team fill us with pride and equip us to provide clear and specific examples of what excellence looks like.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 11, 2020
good customer service
Monica B.
We are looking forward to your next visit!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Super friendly service. Very easy to work with and fast
Jacquelyn T.
Hi, Jacquelyn! Thank you for giving us a try!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Pamela T.
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent
Freddie M.
Thank you for your review, Freddie!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
The people are very friendly and helpful. They work hard to get you what you need.
William S.
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent customer service. Always willing to assist.
Charles C.
Know that we are here to serve you and will always try our best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Always helpful, kind and courteous!!
Patricia W.
We are so delighted you took the time to try us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
great service given by great personnel
William S.
Thank you for your kind review of our Americus staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Friendly and professional staff
Pamela H.
We look forward to serving you for many years to come.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer experience
Phillip F.
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great service, Great People ,and the best group of women you could ever do business with. There always there for you and they never let you down! My # 1 place to go when I need anything
Miranda P.
Your words of encouragement and your assessment of our customer service make us deeply proud of what we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great Service
Kerridias C.
Our common goal is to constantly strive to deliver the very best customer service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 6, 2019
I Love the service
Alford H.
We are so glad that you love the service at our Americus office!
Response from 1st Franklin Financial