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HomeAlabamaWetumpka1st Franklin Financial

Installment Loans at our
Wetumpka, AL Branch

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4662 US Hwy 231
Wetumpka, AL 36092
(334) 514-6111
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

4662 US Hwy 231

Did you know that 1st Franklin Financial has been providing the residents of Alabama with personal installment loans and smart financial solutions for decades? With 48 branches across the state, Alabamians know they can turn to 1st Franklin Financial to provide financial assistance. For those living in Elmore, Montgomery, and Autauga counties, 1st Franklin Financial in Wetumpka is ready to help you. Our branch in Wetumpka is located at 4662 U.S. Highway 231, in a shopping center with T-Mobile, Hibbett Sports, and Cato Fashions. Wendy’s and O’Reilly Auto Parts are just across the parking lot, and Walmart is next to our shopping center. Lowe’s and Publix are right across the street. You’ll find ample parking as well as wheelchair accessibility at our Wetumpka location.

Need to pay off unexpected repairs, costly bills, or even a big event like a wedding, birthday party, or vacation? 1st Franklin Financial in Wetumpka can lend you the money with our Loans for Living™ personal installment loans. You can borrow up to $15,000 and even receive your funds the same day as you apply thanks to fast loan approvals (you can cash your loan check at your bank or at a local check-cashing business). Our personal installment loans offer fixed interest rates, which means you know exactly how much you’re paying back every month. For residents of Wetumpka, Montogomery, Prattville, and Eclectic, you’re just minutes away from financial help.

If you’re ready to apply for a personal installment loan, fill out our convenient online application, or stop by the Wetumpka branch between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to work with our friendly loan experts–just make sure you have multiple forms of ID, proof of income, and proof of residence. You can also call us at (334) 514-6111 with any questions you have.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Montgomery, AL

8.82 Miles away
6385 Atlanta Hwy
Montgomery, AL 36117
(334) 277-6225
Get Directions View Location

1st Franklin Financial
Prattville, AL

14.26 Miles away
111 North Memorial Drive
Prattville, AL 36067
(334) 361-5300
Get Directions View Location

1st Franklin Financial
Tallassee, AL

18.12 Miles away
415 Gilmer Ave
Tallassee, AL 36078
(334) 283-2631
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.