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HomeAlabamaOpelika1st Franklin Financial

Installment Loans in
Opelika, AL

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3000 Pepperell Parkway, Suite 6
Opelika, AL 36801
(334) 705-6414
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

Alabamians have been trusting 1st Franklin Financial to help with their financial well-being for decades. In fact, we have nearly 50 locations across the great state of Alabama, so we’re invested in your communities. That includes the folks living in Lee, Randolph, Russell, Chambers, Macon, and Tallapoosa counties–all just a short drive away from 1st Franklin Financial in Opelika. We’re located at 3000 Pepperell Parkway, Suite 6, where you’ll find us next to Dollar Tree, GameStop, Firehouse Subs, City Gear, H&R Block, and American Deli. We’re also right across the street from Del Taco. Our Opelika branch offers parking as well as wheelchair accessibility for our guests’ convenience.

If you live in Opelika, Salem, Cusseta, Smiths Station, Phenix City, Lafayette, Roanoke, Valley, Lanett, Auburn, Pittsview, Fort Mitchell, Seale, Tuskegee, Camp Hill, or Waverly, 1st Franklin Financial is close to home. Stop into our Opelika branch if you need some financial assistance paying off costly bills, unexpected expenses, and even memory-making events like weddings or vacations. Our Loans for Living™ personal installment loans offer amounts up to $15,000, which you could receive the same day you apply (you can cash your loan check at your bank or at a local check-cashing business). And since our personal installment loans have fixed interest rates, your monthly payment is never a surprise. To help your financial situation even more, you can build your credit and improve your financial health by making your monthly loan payments on time..

Let’s get you set up with a personal installment loan. You can fill out our convenient online application, or you can come see us in Opelika to talk about a personal installment loan with our experts–just be sure to bring multiple forms of ID, proof of income, and proof of residence. We’re open from 8:30 am to 5:30 pm Monday, Tuesday, Thursday, and Friday, and 8:30 am and 1:30 pm on Wednesdays. You can also reach us at (334) 705-6414.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Columbus, GA

27.52 Miles away
1056 Manchester Expy, Suite A-5
Columbus, GA 31904
(706) 317-2428
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1st Franklin Financial
Tallassee, AL

28.65 Miles away
415 Gilmer Ave
Tallassee, AL 36078
(334) 283-2631
Get Directions View Location

1st Franklin Financial
Columbus, GA

28.78 Miles away
7830 Veterans Pkwy, Suite F
Columbus, GA 31909
(706) 322-7804
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.