With nearly 50 branches across Alabama, 1st Franklin Financial is proud to provide financial assistance to communities throughout the state. In fact, we’ve been offering personal installment loans and financial solutions to Alabamians for decades. Our branch in Muscle Shoals is no exception, as we’re here to serve the residents of Colbert, Lauderdale, Franklin, and Lawrence counties when they need some help covering their expenses. The Muscle Shoals branch is located at 320 West Avalon Avenue, Suite 2, in the shopping center with T-Mobile and Avalon Wash N Spin Laundromat. Advance Auto Parts is next to us, and we’re across the street from the Walmart Supercenter, Bealls, and Boost Mobile. Shoals Hospital is also just down the road. At our Muscle Shoals branch, there’s plenty of parking as well as wheelchair accessibility for our guests.
For the folks of Muscle Shoals, Florence, Tuscumbia, Sheffield, Leighton, Russellville, Cherokee, Littleville, Killen, Lexington, Rogersville, and Waterloo, financial help at 1st Franklin Financial on West Avalon Avenue is just a short drive away. Whether you need some assistance paying off costly bills, unforeseen expenses, and even big events like weddings or vacations, we have options. Our Loans for Living™ personal installment loans, for example, offer borrowers loans of up to $15,000, with fast approvals and same-day funds in most cases (you can cash your loan check at your bank or at a local check-cashing business). And the loans’ fixed interest rates ensure you know exactly what you’re paying back every month. As an extra benefit, when you make those loan payments on time each month, you’re improving your credit and bettering your overall financial well-being.
If you’re interested in a personal installment loan from 1st Franklin Financial, you can fill out a loan application online. Or come by and visit us in our Muscle Shoals location to talk about loan options with our professionals–just be sure to bring multiple forms of ID, proof of residence, and proof of income. We’re open from 8:30 am to 5:30 pm Monday, Tuesday, Thursday, and Friday, and 8:30 am and 1:30 pm on Wednesdays. You can also reach us at (256) 381-6635 with any questions.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Florence, AL
1st Franklin Financial
Russellville, AL
1st Franklin Financial
Russellville, AL
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
