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HomeAlabamaHuntsville1st Franklin Financial

Installment Loans in
Huntsville, AL

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6200 Mastin Lake Road, Suite D
Huntsville, AL 35810
(256) 851-4141
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

At 1st Franklin Financial, we love being part of the Alabama community. Our Huntsville location, at 6200 Mastin Lake Road, Suite D, is one of two branches in Huntsville and one of 48 across the great state of Alabama! 1st Franklin Financial is here to serve the folks of Madison and Morgan counties when they need financial assistance to pay for unexpected bills and expenses, such as medical costs, home repairs, and even big events. Stop by the Mastin Lake Road branch, where you’ll find us in a shopping center with Security Finance, near Growing Smiles Learning Daycare and just down the road from American Tire Distributors.

Easy to access from Huntsville, Madison, New Market, and Hazel Green, 1st Franklin Financial is the place to go for a personal installment loan that can help you out of a financial jam. Our Loans for Living™ can lend you up to $15,000 to cover major expenses and keep you out of debt. These loans offer fixed interest rates, quick approvals, and speedy access to the money you need (you can cash your loan check at your bank or at a local check-cashing business). Plus, when you make on-time monthly payments toward your loan, you can improve your credit and your overall financial well-being..

If you have big bills to pay, 1st Franklin Financial in Huntsville is here to assist! You can apply for your personal installment loan by filling out our online application, or you can stop by our Huntsville branch on Mastin Lake Road to work with one of our friendly loan professionals–just be sure to bring along two forms of ID, proof of income, and proof of residence. We’re here between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, and between 8:30 am and 1:30 pm on Wednesdays. Call us at (256) 851-4141 with any questions you may have.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Huntsville, AL

11.28 Miles away
11310 Memorial Pkwy SW, Suite H
Huntsville, AL 35803
(256) 882-1933
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1st Franklin Financial
Athens, AL

16.04 Miles away
22083 US Highway 72, Suite Q
Athens, AL 35613
(256) 233-4200
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1st Franklin Financial
Decatur, AL

24.71 Miles away
725 Beltline Road SW
Decatur, AL 35601
(256) 355-0361
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.