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HomeAlabamaHuntsville1st Franklin Financial

Installment Loans in
Huntsville, AL

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11310 Memorial Pkwy SW, Suite H
Huntsville, AL 35803
(256) 882-1933
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

11310 Memorial Pkwy SW

If you live in Madison, Morgan, or Marshall counties, and you’re in need of financial assistance to help you pay for costly expenses, look no further than 1st Franklin Financial in Huntsville. One of 48 branches across Alabama, and one of two in Huntsville, our Memorial Parkway location provides families like yours with practical financial solutions. You can find us at 11310 Memorial Pkwy SW, Suite H, in a shopping center, where our neighbors include Great Clips, Marco’s Pizza, Sugaring NYC, T-Mobile, Fire Wok Asian Bistro, LawLers Barbecue, and the UPS Store. Our Huntsville Memorial Parkway branch offers plenty of parking and wheelchair accessibility for your convenience.

Serving the towns of Huntsville, Owens Cross Roads, New Hope, Gurley, Triana, Laceys Spring, and Valhermoso Springs, 1st Franklin Financial on Memorial Parkway in Huntsville puts you first and being there when you need money in the event of unexpected costs or special occasions. With our Loans for Living™–personal installment loans up to $15,000 with fixed interest rates, fast loan approvals, and same-day funds–1st Franklin Financial can help you pay off costly medical bills, unforeseen home repairs, and even weddings or vacations. And when you make on-time monthly payments on the loan, you can improve your credit and get back on track financially. (Once you receive your loan check, you can cash it at your bank or at a local check-cashing business.)

We’re here for you at 1st Franklin Financial in Huntsville. If you’re ready to apply for a personal installment loan, you can do so online or by visiting the Memorial Parkway branch between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays–just make sure to bring multiple forms of ID, proof of income, and proof of residence. You can also reach us at (256) 882-1933 to discuss your loan options. We look forward to finding the perfect loan for you.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Huntsville, AL

11.28 Miles away
6200 Mastin Lake Road, Suite D
Huntsville, AL 35810
(256) 851-4141
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1st Franklin Financial
Arab, AL

20.35 Miles away
980 North Brindlee Mountain Pkwy, Suite C
Arab, AL 35016
(256) 586-9302
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1st Franklin Financial
Athens, AL

23.30 Miles away
22083 US Highway 72, Suite Q
Athens, AL 35613
(256) 233-4200
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.