When the folks of Fayette, Marion, Pickens, and Lamar counties need financial assistance to pay for unexpected bills, pricey repairs, and even special occasions like weddings, vacations, or big celebrations, 1st Franklin Financial in Fayette is ready to serve. One of 48 locations across the state of Alabama, our Fayette branch is located at 2302 Temple Avenue N in a stand-alone building just off 22nd Street NE, across from El Compadre restaurant. The Alabama Credit Union is directly across Temple Avenue N from our building. Our Fayette location features plenty of parking and wheelchair accessibility for our guests.
Residents of Fayette, Gordo, Aliceville, Reform, Carrollton, Winfield, Guin, and Berry trust 1st Franklin Financial to be there when they need money to help with costly, often unexpected, expenses. Our Loans for Living™ are personal installment loans with amounts up to $15,000, as well as fixed interest rates, speedy loan approvals, and quick access to funds that our customers need (you can cash your loan check at your bank or at a local check-cashing business). Even better, when you make timely payments on our personal installment loans each month, you can improve your credit, which helps your financial future.
If you’re ready to apply for a personal installment loan with 1st Franklin Financial, you can fill out our online application. Or stop into our Fayette branch at 2302 Temple Avenue N to discuss your options with our courteous loan experts–be sure to bring multiple forms of ID, proof of residence, and proof of income. We’re open between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, and between 8:30 am and 1:30 pm on Wednesdays. Give us a call at (205) 932-8080 if you have any questions. We look forward to helping you!
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Hamilton, AL
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Jasper, AL
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Columbus, MS
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
