When Alabamians need a loan to cover expensive bills, unexpected repair costs, and momentous occasions, they turn to 1st Franklin Financial. With 48 branches across the state of Alabama, 1st Franklin Financial is here to help our communities thrive. Our Decatur branch is proud to serve the people of Lawrence, Limestone, Morgan, and Madison counties, as we are conveniently located at 725 Beltline Road SW. You can find 1st Franklin Financial in the brick strip center with Alfonso’s Pizza & Italian Restaurant and LawLers Barbecue. We’re also just next door to Shottenkirk Honda of Decatur. Our Decatur branch has plenty of parking and offers wheelchair accessibility to accommodate all our guests.
1st Franklin Financial is always here for the residents of Decatur, Priceville, Trinity, Courtland, Hillsboro, Moulton, Hartselle, Athens, Madison, and Huntsville when they need financial assistance to cover large expenses. 1st Franklin Financial in Decatur offers personal installment loans — what we call Loans for Living™ — of up to $15,000 with fixed interest rates, fast loan approvals, and same-day funds (you can cash your loan check at your bank or at a local check-cashing business). These personal installment loans are a convenient way to help you cover home repairs, unexpected expenses, and even big events like weddings and vacations. Plus, our loans can even help you improve your credit when you make on-time monthly payments.
If you’re ready to apply for a personal installment loan with 1st Franklin Financial, we offer a couple of options. You can fill out an application online, or you can come visit us at our Decatur location between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays–be sure to bring multiple forms of ID, proof of income, and proof of residence. And don’t hesitate to call us at (256) 355-0361 with any questions you have.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Athens, AL
1st Franklin Financial
Moulton, AL
1st Franklin Financial
Huntsville, AL
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
