1st Franklin Financial is proud to provide financial solutions and assist Alabamians in receiving the money they need so they can thrive in our community. In fact, we have nearly 50 branches throughout the state of Alabama. Our Cullman branch serves residents of Cullman, Blount, Morgan, and Walker counties, conveniently located at 2015 Cherokee Avenue SW, Suite D, between Perry Street SW and Swafford Road SW. You’ll find 1st Franklin Financial in the strip mall near Whataburger, Tankersley Chiropractic, Edward Jones, and Standard Furniture & Mattress. Our Cullman location offers parking and wheelchair accessibility for your convenience.
When the folks of Cullman, Falkville, Vinemont, Blountsville, Hayden, Logan, Eva, Hanceville, West Point, Cold Springs, Warrior, Bremen, Good Hope, and Dodge City, need financial help, 1st Franklin Financial is always there. If you run into surprise expenses and unexpected bills, or you just need some help paying for a big event, 1st Franklin Financial in Cullman stands ready to lend a hand and the funds you need. With personal installment loans up to $15,000, fixed interest rates, fast loan approvals, and same-day funds, 1st Franklin Financial’s Loans for Living™ can help you pay for costly medical expenses, home repairs, weddings, and vacations. And when you make your loan payments on time each month, you can build your credit and improve your overall financial situation. (Once you receive your loan check, you can cash it at your bank or at a local check-cashing business.)Ready to apply for a personal installment loan with 1st Franklin Financial? You can do so online, or visit our Cullman location between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays–just make sure to bring multiple forms of ID, proof of residence, and proof of income. You can also reach us at (256) 739-4488 with any questions you have. We look forward to working with you.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
