Proudly serving Bay Minette and the nearby towns of Stockton, Little River, Perdido, Stapleton, Daphne, Spanish Fort, Loxley, Atmore, Frisco City, and Uriah, 1st Franklin Financial is here to provide financial services and solutions to the residents of these wonderful towns and communities. Located at 201 Chamber Drive, Suite A, our Bay Minette branch is conveniently accessible from McMeans Avenue and the Bay Minette Bypass. You’ll find us in the strip mall next to T-Mobile and Domino’s Pizza, and just across the street from Sonic Drive-In. When you visit our Bay Minette location, you’ll find plenty of parking as well as wheelchair accessibility.
Sometimes unexpected or emergency situations arise, and oftentimes they are costly. 1st Franklin Financial is ready to help the residents of Baldwin, Escambia, and Monroe counties when they’re faced with these types of expenses. Our personal installment loans, which we call our Loans for Living™, offer borrowers the money they need in simple, straightforward terms. Customers love these loans for their fixed interest rates, quick access to their funds, fast loan approvals, and no surprises or hidden fees. With a maximum loan of up to $15,000, you get the money you need to cover those expenses–or even put them toward a special life event. (Once you’ve received your loan check, you can cash it at your bank or at a local check-cashing business. Besides providing you with the funds you need, our personal installment loans can help you build your credit when you make your loan payments on time each month.
Ready to apply for your personal installment loan? You can start the process online or visit us at our Bay Minette location, where our loan experts will help you explore your loan options–just remember to bring multiple forms of ID, proof of income, and proof of residence. The Bay Minette branch is open from 8:30 am to 5:30 pm on Monday, Tuesday, Thursday, and Friday, and between 8:30 am and 1:30 pm on Wednesdays. You can also reach us at (251) 202-0513 with any questions you may have.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
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Mobile, AL
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
