Serving the Athens community as well as the towns of Rogersville, Lester, Toney, Harvest, East Limestone, West Limestone, Ardmore, Elkmont, Owens Cross Roads, Madison, Tanner, and Clements, 1st Franklin Financial is where Alabamians go when they need a personal loan to pay for unexpected bills or other costs. We are conveniently located at 22083 US Highway 72, Suite Q, in between Lindsay Lane and Bob Daly Road, where you’ll find us in the Publix shopping center next to Eggs Up Grill, and near Marco’s Pizza, Buffalo Wild Wings, Results Physiotherapy, and Pet Supplies Plus. Visit our Athens branch to find the personal loan options that are right for your situation. We have ample parking and a wheelchair-accessible entrance to accommodate all our guests.
When the folks of Limestone and Madison counties need financial solutions to help them pay for medical bills, vacations, weddings, or home repairs, they can rest assured knowing that 1st Franklin Financial in Athens is here to address their needs. Our personal installment loans, known as our Loans for Living™, offer borrowers peace of mind with fixed interest rates, quick loan approvals, fast access to their funds, and no surprises or hidden fees. Just a straightforward personal installment loan of up to $15,000 that can actually help build your credit when you make on-time monthly payments. And once you receive your loan check, you can cash it at your bank or at a local check-cashing business.
If a personal installment loan from 1st Franklin Financial sounds like it meets your needs, apply for your loan online or stop by and visit us at our Athens location, where our friendly loan professionals will work with you to figure out just the right borrowing options–just be sure to bring multiple forms of ID, proof of residence, and proof of income. The Athens branch is open from 8:30 am to 5:30 pm on Monday, Tuesday, Thursday, and Friday, and between 8:30 am and 1:30 pm on Wednesdays. You can also phone us at (256) 233-4200 with any questions.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Decatur, AL
1st Franklin Financial
Huntsville, AL
1st Franklin Financial
Huntsville, AL
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
