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HomeAlabamaAlbertville1st Franklin Financial

Installment Loans in
Albertville, AL

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428 N. Carlisle Street, Suite D
Albertville, AL 35950
(256) 894-6239
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

428 N. Carlisle Street

When the fine citizens of Albertville and the surrounding towns of Boaz, Sardis City, Crossville, Horton, Guntersville, Geraldine, Dawson, Fyffe, Grant, Altoona, Snead, Douglas, Albertville, and Kilpatrick need funds to cover emergency expenses, vacations, and big events, they turn to their neighbors at 1st Franklin Financial. In fact, 1st Franklin Financial has been serving folks across the Southeast for more than 80 years. Our Albertville branch is conveniently located at 428 N. Carlisle Street, Suite D, near the intersection of Highway 75 and Highway 431. You can find us in an office complex between KFC and Wilks Commercial Tire and Service. There’s plenty of parking and wheelchair accessibility for your convenience.

As a fixture in the Marshall County community, and easily accessible from Etowah, DeKalb, and Blount counties, 1st Franklin Financial is here to help fellow Alabamians when they need money for unexpected repairs or medical expenses, and even to help pay for a special vacation or life event. As one of 48 branches across Alabama, our Albertville location serves the area by providing personal installment loans up to $15,000 (you can cash your loan check at your bank or at a local check-cashing business). With fixed interest rates, fast loan approvals, and same-day funds, 1st Franklin Financial’s Loans for Living™ not only deliver the funds you need, they also help you build your credit when you make on-time loan payments.

1st Franklin Financial is here to provide financial solutions for our neighbors–no surprises, no hidden fees. Once you’re ready to apply for a personal installment loan, you may do so online. Better yet, stop by the Albertville branch to speak to a friendly loan expert about your options–just be sure to bring multiple forms of ID, proof of residence, and proof of income. We’re here from 8:30 am to 5:30 pm on Monday, Tuesday, Thursday, and Friday, and between 8:30 am and 1:30 pm on Wednesdays. Or give us a call at (256) 894-6239.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Arab, AL

17.35 Miles away
980 North Brindlee Mountain Pkwy, Suite C
Arab, AL 35016
(256) 586-9302
Get Directions View Location

1st Franklin Financial
Gadsden, AL

22.29 Miles away
441 George Wallace Dr
Gadsden, AL 35903
(256) 546-7700
Get Directions View Location

1st Franklin Financial
Oneonta, AL

26.24 Miles away
1208 2nd Ave E
Oneonta, AL 35121
(205) 625-3223
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.