UPDATE Monday Nov 21 at 11:00 am: 1st Franklin is experiencing technical issues that impact our ability to receive phone calls or process loan applications. We are working diligently to address the outage. Branches are open regular business hours to take cash or check payments.

1st Franklin Financial
Wetumpka

1st Franklin Financial Wetumpka

4.9 out of 5.0

20 Reviews

Leave a Review

4.9 out of 5.0

20 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today

4662 US Hwy 231

Wetumpka

AL 36092

(334) 514-6111(334) 514-6111

Serving Wetumpka since 1999!

View Nearby Locations

Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	Closed
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000.

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

Adams Motorsports

(334) 271-5500

See Offers

Bath Innovations of Alabama Inc.

(334) 271-2723

See Offers

Action Buildings

(334) 239-7782

See Offers

H&H Truck and Outdoor

(334) 272-4447

See Offers

Recent Reviews

4.9 out of 5.0

1 Star

2 Star

3 Star

4 Star

5 Star

Leave a Review

5 out of 5

Mar 25, 2022

Best service I have ever had at a loan company thanks for being great

Richard m

5 out of 5

Feb 3, 2022

Great customer service and very helpful in time of wants and needs

Joe Sturdivant

5 out of 5

Nov 26, 2021

Great customer service, Staff is excellent

Moss

Thank you for your kind review of our Wetumpka team!

Response from 1st Franklin Financial

5 out of 5

Nov 9, 2021

If you need a loan and don’t know where to go, just walk through their doors. These people will help you and explain everything as they go. Easiest people to work with ever.

Chris, W.

Hi, Chris! It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer. Thank you for referring others!

Response from 1st Franklin Financial

5 out of 5

Nov 9, 2021

1st Franklin has helped us several times when we didn’t know what to do. Patricia Boshell sincerely cares about her clients. Not one time did we feel intimidated or overwhelmed because we didn’t understand the paperwork because Patricia Boshell explained everything in detail as we went along with the process. You will be treated with respect when you walk through their doors.

Kelli, W.

Hello, Kelli! Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!

Response from 1st Franklin Financial

5 out of 5

Mar 7, 2020

My fist time getting a loan from anywhere and have heard from others about places they have went through and have complained about it. They also offer roadside assistance and other stuff with their loans.

Laurie L.

Thank you for taking the time out of your busy schedule to review our business.

Response from 1st Franklin Financial

4 out of 5

Mar 5, 2020

Great Customer Service

Jannique E.

Thank you for taking the time to let us know how we are doing.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Friendly and very professional.

Erica C.

We are so grateful for your feedback!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Wonderful people to work with!

Timothy G.

Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great customer service

James T.

Thank you so much for taking a few moments to let us know how we are doing.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Friendly, fast , convenient

James P.

We wanted to take a moment to thank you for telling us more about your experience with us.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great customer service!!

Charles M.

We know that you have options and we are very happy you chose to do business with us.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great customer service!

Sheryl M.

We are so glad we were able to help you. Helping our customers is what we love best.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Always professional and courteous. They are helpful and nice. I highly recommend them.

Karen J.

We appreciate your review and your recommendation, Karen!

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Awesome service and people

James M.

We will do everything in our power to make certain every single visit is equally delightful.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Very professional and friendly staff that pride theirselves on delivering top notch service.

Alexander L.

Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.

Response from 1st Franklin Financial

5 out of 5

Sep 6, 2019

VERY NICE PEOPLE TO DEAL WITH

Barry N.

Thank you for sharing your opinion of our Wetumpka staff, Mr. Barry!

Response from 1st Franklin Financial

5 out of 5

Sep 5, 2019

Always courteous and helpful answer Any question That I have

Alvin H.

Thank you for your review!

Response from 1st Franklin Financial

5 out of 5

Sep 5, 2019

Great customer service. Professional atmosphere and very nice staff

Christopher B.

Thank you for your kind review of our Wetumpka staff!

Response from 1st Franklin Financial

5 out of 5

Sep 4, 2019

Great customer service,speaks for itself

Latoya B.

We are happy to provide you with great customer service, Latoya!

Response from 1st Franklin Financial

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