1st Franklin Financial
Tuscaloosa
1st Franklin Financial Tuscaloosa
4.8 out of 5.0full starfull starfull starfull starfull star
22 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
22 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1911 Skyland Blvd E
Suite B3
Tuscaloosa, AL 35405
US
(205) 556-8141(205) 556-8141

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
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4 out of 5full starfull starfull starfull starempty star
Nov 2, 2020
Will be on Friday 11/06/2020 to make the payment
Demetrius Washington
Thank you for letting us know, Demetrius.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 29, 2020
Demetrius Washington my payment won't be in until the 10/09/2020 if that's ok sorry I'm making it late I'll pay the late fee
Demetrius Washington
Thank you for letting us know, Demetrius.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 17, 2020
Excellent Company. Customer Service is knowledgeable & kind.
Lisa S.
5 out of 5full starfull starfull starfull starfull star
Mar 17, 2020
Customer Service is Awesome. They are always kind & helpful. It is Easy with 1st Franklin Financial. Sincerely, LW Smith
Lisa S.
5 out of 5full starfull starfull starfull starfull star
Mar 12, 2020
Great women in this business in Tuscaloosa Al
Dewayne I.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
The Staff us always friendly & they know how to make you feel good about yourself. They are the best.
Myra J.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
great.
Thomas K.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Alecia was very nice and approachable
Twanna L.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Good people' love to help' when in need.
Evelyn J.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent
Myra J.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent customer service. The staff is very pleasant 🤩
Mechelle R.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
They were always eager to serve me and they were always prompt with their service
Lolanda D.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
The all the lady's that work at 1st Franklin Financial are amazing. They are always extremely polite. Every one in the store looks up with a smile and a greeting. They are always ready to help with my financial needs.
Donna B.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent
Mullen M.
1 out of 5full starempty starempty starempty starempty star
Mar 4, 2020
Tried to refinance. Wouldn't take my check stub
Tobias W.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I love them ! They have great costumer service ! And one of the cheapest around !
Nikki P.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service and easy pay options.
Brenda F.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Very friendly staff and helpful too!
Angela H.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
I bought my son a 4-wheeler for Christmas and need another open line of credit, so instead of paying cash I financed it. The lady that did my loan was super nice and helpful and got it approved in 15 minutes and had me out in 30. I have made my payments in person and all the other ladies in there have been more than helpful and pleasant to be around. Alot of places like that, the people working there act like they hate there job but not here. I highly recommend them for whatever your need financially is.
Brandon C.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great company
Daphne T.