Branch Locations
1st Franklin Financial
Trussville
Trussville
1st Franklin Financial Trussville
4.6 out of 5.0
4.6 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
445 Main Street
Suite 113 & 117
Trussville, AL 35173
US
(205) 508-2250(205) 508-2250
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.6 out of 5.0
(28 Reviews)5.0 out of 5.0
March 8, 2020
Great
Janet C.
Response from 1st Franklin Financial
March 8, 2020
Thank you for your review, Janet!
5.0 out of 5.0
March 8, 2020
Everyone that works there is very sweet & understanding,it was a pleasure to do business w/u all, Thank U all & God Bless, J.M.
Joyce M.
Response from 1st Franklin Financial
March 8, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
5.0 out of 5.0
March 6, 2020
Whenever I call with an issue I receive a return call with an answer. Representative Sheila is always professional and goes over and beyond to assist.
Antrena H.
Response from 1st Franklin Financial
March 6, 2020
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
5.0 out of 5.0
March 6, 2020
Employees are professional, supportive, and provided excellent customer service.
Renay H.
Response from 1st Franklin Financial
March 6, 2020
Thank you so much for taking a few moments to let us know how we are doing.
5.0 out of 5.0
March 6, 2020
good service
Steven D.
Response from 1st Franklin Financial
March 6, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 6, 2020
Great
Mary M.
Response from 1st Franklin Financial
March 6, 2020
We appreciate your feedback, Mary!
5.0 out of 5.0
March 5, 2020
been dealing with 1st franklin for 15 years.....always great service
Robert C.
Response from 1st Franklin Financial
March 5, 2020
Wow, Robert! Thank you for being a loyal 1st Franklin customer!
5.0 out of 5.0
March 5, 2020
They go above satisfaction
Krescent C.
Response from 1st Franklin Financial
March 5, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
3.0 out of 5.0
March 5, 2020
Great staff, great service. Interest rate a little HIGH though.
Bennie H.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your feedback, Bennie.
5.0 out of 5.0
March 5, 2020
Great customer service
Linda G.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0
March 5, 2020
Great customer service
Audriana D.
Response from 1st Franklin Financial
March 5, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
5.0 out of 5.0
March 5, 2020
Laniece and Darren are awesome!!!
Gejuanica K.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your kind review of our Center Point staff!
5.0 out of 5.0
March 4, 2020
Excellent customer service
Rosemary E.
Response from 1st Franklin Financial
March 4, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
March 4, 2020
Very good people
David O.
Response from 1st Franklin Financial
March 4, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 4, 2020
No complaints!
Angela S.
Response from 1st Franklin Financial
March 4, 2020
We look forward to serving you in a future visit.
1.0 out of 5.0
March 4, 2020
Should have more options for their customers that are experiencing hardship through not fault of their own. You either pay or end up in collections. Absolutely no in between. LONG time customer that has never once had a late payment. means absolutely nothing!! Go to OneMain or Regional Finance
Jaquis M.
Response from 1st Franklin Financial
March 4, 2020
We want to thank you for your feedback. If you would like to further discuss your review with someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943.
5.0 out of 5.0
March 4, 2020
Always fast friendly service.
Ricky H.
Response from 1st Franklin Financial
March 4, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0
March 4, 2020
Enjoyed working with you all
Sandra F.
Response from 1st Franklin Financial
March 4, 2020
We enjoy having you as a customer, Sandra!
2.0 out of 5.0
March 4, 2020
Ok customer ser
Bridgett L.
Response from 1st Franklin Financial
March 4, 2020
Hi, Bridgett! We'd love the opportunity to discuss your review with you. Please give our Branch Manager a call at 205-854-2743.
5.0 out of 5.0
March 4, 2020
loved the young lady I talked to she was such a big help and so awesome
Michael H.
Response from 1st Franklin Financial
March 4, 2020
We are happy to help. Michael!
Displaying 1 out of 20 reviews