UPDATE Monday Nov 21 at 11:00 am: 1st Franklin is experiencing technical issues that impact our ability to receive phone calls or process loan applications. We are working diligently to address the outage. Branches are open regular business hours to take cash or check payments.

1st Franklin Financial
Trussville

1st Franklin Financial Trussville

4.6 out of 5.0

35 Reviews

Leave a Review

4.6 out of 5.0

35 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today

445 Main Street

Suite 113 & 117

Trussville

AL 35173

(205) 508-2250(205) 508-2250

Serving Trussville since 1994!

View Nearby Locations

Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	Closed
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000.

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

Fondren Heating and Air

(256) 236-1922

See Offers

AAMCO Transmission - Birmingham

(205) 853-9095

See Offers

Blount County Tactical

(205) 625-3797

See Offers

AAMCO Transmission - Trussville

(205) 655-8085

See Offers

R and S 6712 Company AAMCO

(205) 322-2483

See Offers

Agnew Manufacturing Jewelers

(205) 661-3422

See Offers

All Star Pool and Spa

(205) 655-8870

See Offers

WC Wright & Son Inc.

(205) 252-2408

See Offers

The Bargain Bungalow

(205) 825-0723

See Offers

Service Star Outdoor Solutions - Springville

(205) 467-9186

See Offers

Service Star Outdoor Solutions - Gadsden

(205) 467-9186

See Offers

Dr. Jewelry

(205) 467-0222

See Offers

Wolf Furniture

(256) 346-3181

See Offers

Associated Cooling and Heating

(205) 655-9001

See Offers

See More DealersSee Fewer Dealers

Recent Reviews

4.6 out of 5.0

1 Star

2 Star

3 Star

4 Star

5 Star

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1 out of 5

Oct 5, 2022

Received call from this location at 10:42 this am. Upon returning call a woman stated there are several employees and she had no idea who called me. I asked her to remove my number from their calling list. She became defensive as I stated that I would report their number for not complying with my request. She hung up on me. I called back and spoke to manager, Penny and I explained my dilema to her. Apologies from her after I stated that I would report their number if the company failed to comply. Penny claimed there was no call made yet I have the incoming call on my phone. If this is how 1st Franklin handles inquiries I doubt I’ll ever want to do business with them.

Gloria B

We would like to apologize for your negative experience with our Trussville office. If you would like to speak to someone from our Corporate Office about your experience, our Quality Assurance Department would be happy to assist you. You can reach them at 1-800-700-7943.

Response from 1st Franklin Financial

5 out of 5

May 30, 2022

Ms. LanNiece was the most nicest and helpful person I could have ever had to assist me. Made me feel comfortable and welcoming the moment I talked to her. Definitely recommend her for anyone that needs assistance!

Tyler, S

5 out of 5

May 13, 2022

Great customer service

Crystal Blue

5 out of 5

May 10, 2022

Tammy was so helpful in securing me a loan that fit my budget!!! Highly recommend

Haley N

5 out of 5

May 2, 2022

Excellent customer service making it a easy process.

Deanna P

5 out of 5

Apr 26, 2022

Wonderful customer service,takes the extra step

Marquita H

5 out of 5

Feb 17, 2022

The entire office was very good fast and friendly. Ms. Shelia was very helpful to me and I recommend this place to anyone.

Cassandra Totherow

5 out of 5

Mar 8, 2020

Great

Janet C.

Thank you for your review, Janet!

Response from 1st Franklin Financial

5 out of 5

Mar 8, 2020

Everyone that works there is very sweet & understanding,it was a pleasure to do business w/u all, Thank U all & God Bless, J.M.

Joyce M.

Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

Whenever I call with an issue I receive a return call with an answer. Representative Sheila is always professional and goes over and beyond to assist.

Antrena H.

From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

Employees are professional, supportive, and provided excellent customer service.

Renay H.

Thank you so much for taking a few moments to let us know how we are doing.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

good service

Steven D.

We know that you have options and we are very happy you chose to do business with us.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

Great

Mary M.

We appreciate your feedback, Mary!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

been dealing with 1st franklin for 15 years.....always great service

Robert C.

Wow, Robert! Thank you for being a loyal 1st Franklin customer!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

They go above satisfaction

Krescent C.

Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.

Response from 1st Franklin Financial

3 out of 5

Mar 5, 2020

Great staff, great service. Interest rate a little HIGH though.

Bennie H.

Thank you for your feedback, Bennie.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Great customer service

Linda G.

We are extremely grateful for your review!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Great customer service

Audriana D.

Our goal is to provide customers with superior service that exceeds their expectations.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Laniece and Darren are awesome!!!

Gejuanica K.

Thank you for your kind review of our Center Point staff!

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Excellent customer service

Rosemary E.

We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.

Response from 1st Franklin Financial

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