Branch Locations
1st Franklin Financial
Troy
Troy
1st Franklin Financial Troy
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMClosed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1113 US Hwy 231 S
Suite B
Troy, AL 36081
US
(334) 566-9866(334) 566-9866
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | Closed |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(16 Reviews)5.0 out of 5.0
March 20, 2020
Johnny Casey JC
John C.
Response from 1st Franklin Financial
March 20, 2020
Thank you for rating our Troy office!
4.0 out of 5.0
March 5, 2020
Customer service is great.
Shawn L.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0
March 4, 2020
Y'all are the best.You serve your customers with the best attitudes.
Gloria J.
Response from 1st Franklin Financial
March 4, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0
March 4, 2020
Customer service was great
Ernest G.
Response from 1st Franklin Financial
March 4, 2020
We will do everything in our power to make certain every single visit is equally delightful.
4.0 out of 5.0
March 4, 2020
The customer service is very good
Tony D.
Response from 1st Franklin Financial
March 4, 2020
We will always try our best to provide you with the best service possible.
5.0 out of 5.0
March 4, 2020
1st Franklin has ALWAYS given me excellent customer service!!! They have always come through for me when I needed a loan. -Christine Barron, Troy, AL
Christine B.
Response from 1st Franklin Financial
March 4, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
March 4, 2020
Great customer service
Christopher F.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking time to share your opinion with others.
5.0 out of 5.0
March 4, 2020
I have had nothing but great customer service from all who work at the Troy location!!
Bennie B.
Response from 1st Franklin Financial
March 4, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 4, 2020
We have done business with 1st Franklin for a few years now, and it’s always a great experience! Always great costumer service, and friendly staff.
Samuel W.
Response from 1st Franklin Financial
March 4, 2020
Thank you for being a loyal 1st Franklin customer, Samuel!
5.0 out of 5.0
March 4, 2020
Great staff
Lamorris S.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your kind review of our Troy staff!
5.0 out of 5.0
March 4, 2020
Always a help. Never a problem.
James M.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your feedback, James!
3.0 out of 5.0
March 3, 2020
Good service. Nice people the could dress better and be more professional looking. But still good people
Leslie F.
Response from 1st Franklin Financial
March 3, 2020
Thank you for your review, Leslie. We have shared your feedback with our team.
5.0 out of 5.0
March 3, 2020
Every Time I ask for a loan with 1st Franklin Financial I have no problem getting the loan.
Clyde M.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
March 3, 2020
Great Customer Service - Friendly Service
Joyce J.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
September 10, 2019
Great service
Lamorris S.
Response from 1st Franklin Financial
September 10, 2019
Thank you for reviewing our Troy office!
5.0 out of 5.0
September 5, 2019
TO WHOM IT MAY CONCERN:
1st Franklin has ALWAYS been very helpful to me whenever I needed assistance in obtaining a loan. I have been dealing with 1st Franklin for the 15+ years. All of the staff at the Troy, AL location are always friendly, helpful, caring and attentive. I would refer this company to the highest. Thank You, Christine Barron
Christine B.
Response from 1st Franklin Financial
September 5, 2019
We realize our customers are busy and knowing that you took the time to voice your opinion and give us such high accolades validates every effort we make to go the extra mile.
Displaying 1 out of 16 reviews