1st Franklin Financial
Troy
Troy
1st Franklin Financial Troy
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1113 US Hwy 231 S
Suite B
Troy, AL 36081
US
(334) 566-9866(334) 566-9866
Serving Troy since 1994!
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Recent Reviews
4.8 out of 5.0
1 Star
2 Star
3 Star
4 Star
5 Star
5 out of 5
May 17, 2021
Hello, Matthew! Thank you for your kind review of our Troy staff! member From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5
Mar 16, 2021
Friendly service is our commitment to you, Angie!
Response from 1st Franklin Financial
5 out of 5
Mar 20, 2020
Thank you for rating our Troy office!
Response from 1st Franklin Financial
4 out of 5
Mar 5, 2020
We are extremely grateful for your review!
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
4 out of 5
Mar 4, 2020
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
Thank you for being a loyal 1st Franklin customer, Samuel!
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
Thank you for your kind review of our Troy staff!
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
Thank you for your feedback, James!
Response from 1st Franklin Financial
3 out of 5
Mar 3, 2020
Thank you for your review, Leslie. We have shared your feedback with our team.
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
Response from 1st Franklin Financial
5 out of 5
Sep 10, 2019
Thank you for reviewing our Troy office!
Response from 1st Franklin Financial
5 out of 5
Sep 5, 2019
We realize our customers are busy and knowing that you took the time to voice your opinion and give us such high accolades validates every effort we make to go the extra mile.
Response from 1st Franklin Financial