Branch Locations
1st Franklin Financial
Sylacauga
Sylacauga
1st Franklin Financial Sylacauga
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
41162 US Hwy 280
Sylacauga, AL 35150
US
(256) 245-7799(256) 245-7799
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(18 Reviews)5.0 out of 5.0
March 5, 2020
Great service, nice people
David M.
Response from 1st Franklin Financial
March 5, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
4.0 out of 5.0
March 5, 2020
Quality service
Raymond J.
Response from 1st Franklin Financial
March 5, 2020
We appreciate your review, Raymond!
5.0 out of 5.0
March 5, 2020
Great Customer Service!!
Tabitha J.
Response from 1st Franklin Financial
March 5, 2020
We are so grateful for your review, Tabitha!
5.0 out of 5.0
March 5, 2020
Everyone is so nice at the Sylacauga store, they treat you like family. I will only use 1st Franklin for loans.
Lorretta P.
Response from 1st Franklin Financial
March 5, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
5.0 out of 5.0
March 4, 2020
Friendly customer service and very helpful.
Helen S.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 4, 2020
Great customer service
Wanda S.
Response from 1st Franklin Financial
March 4, 2020
We will do everything in our power to make certain every single visit is equally delightful.
4.0 out of 5.0
March 4, 2020
Great customer service
Patricia L.
Response from 1st Franklin Financial
March 4, 2020
Thank you for reviewing our Sylacauga office!
5.0 out of 5.0
March 4, 2020
Great customer service. Professional atmosphere. They never made me feel less than just because I needed their services . Allison is awesome!
Patricia W.
Response from 1st Franklin Financial
March 4, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
4.0 out of 5.0
March 4, 2020
They are very nice always willing to help
Elisa W.
Response from 1st Franklin Financial
March 4, 2020
We're happy to help you, Elisa!
4.0 out of 5.0
March 3, 2020
Great people, Excellent Service
Kawsu D.
Response from 1st Franklin Financial
March 3, 2020
Thank you for taking the time to review our Sylacauga office!
5.0 out of 5.0
March 3, 2020
I love the atmosphere and the people very friendly
Deborah W.
Response from 1st Franklin Financial
March 3, 2020
We love having you as a 1st Franklin customer, Deborah!
5.0 out of 5.0
March 3, 2020
Excellent staff
James L.
Response from 1st Franklin Financial
March 3, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
September 4, 2019
Excellent service and friendly employees. Would recommend to any one looking for loan.
Janice M.
Response from 1st Franklin Financial
September 4, 2019
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
September 4, 2019
Great customer service & atmosphere.
Helen S.
Response from 1st Franklin Financial
September 4, 2019
We are so grateful for your feedback!
5.0 out of 5.0
September 4, 2019
All of the ladies are so friendly and courteous......
Eddie J.
Response from 1st Franklin Financial
September 4, 2019
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
5.0 out of 5.0
September 4, 2019
EXCELLENT
William G.
Response from 1st Franklin Financial
September 4, 2019
Thank you, William!
5.0 out of 5.0
September 4, 2019
Great service
Jermaine C.
Response from 1st Franklin Financial
September 4, 2019
Thank you, Jermaine!
5.0 out of 5.0
September 4, 2019
Best customer service!
Lottie N.
Response from 1st Franklin Financial
September 4, 2019
Hi, Lottie! Thank you for your review!
Displaying 1 out of 18 reviews