1st Franklin Financial
Sylacauga
Sylacauga
1st Franklin Financial Sylacauga
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
41162 US Hwy 280
Sylacauga, AL 35150
US
(256) 245-7799(256) 245-7799
Serving Sylacauga since 1992!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
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5 Star
5 out of 5




Apr 23, 2022
5 out of 5




Apr 1, 2022
5 out of 5




Oct 27, 2021
Thank you for leaving us such a kind review!
Response from 1st Franklin Financial
5 out of 5




Sep 13, 2021
Hi, Colton! Thank you for your kind review of our Sylacauga office!
Response from 1st Franklin Financial
5 out of 5




Jul 14, 2021
Thanks, Brenda!
Response from 1st Franklin Financial
5 out of 5




Apr 29, 2021
Come visit us soon. You can count on every one of us doing our best!
Response from 1st Franklin Financial
5 out of 5




Apr 1, 2021
We're happy to know you received excellent service from our Sylacauga office, Susan!
Response from 1st Franklin Financial
5 out of 5




Apr 1, 2021
Thank you for your kind review of our Sylacauga team, D.J.! We're happy to know you had a great experience.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
4 out of 5




Mar 5, 2020
We appreciate your review, Raymond!
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We are so grateful for your review, Tabitha!
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
4 out of 5




Mar 4, 2020
Thank you for reviewing our Sylacauga office!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
4 out of 5




Mar 4, 2020
We're happy to help you, Elisa!
Response from 1st Franklin Financial
4 out of 5




Mar 3, 2020
Thank you for taking the time to review our Sylacauga office!
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
We love having you as a 1st Franklin customer, Deborah!
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial