1st Franklin Financial
Scottsboro
Scottsboro
1st Franklin Financial Scottsboro
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
24833 John T Reid Pkwy
Suite 3-B
Scottsboro, AL 35768
US
(256) 259-1997(256) 259-1997
Serving Scottsboro since 1993!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
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5 Star
5 out of 5




Jul 1, 2022
5 out of 5




Jun 28, 2022
5 out of 5




Jun 28, 2022
5 out of 5




Mar 5, 2021
Thank you for your kind review of our Scottsboro team! Friendly service is our commitment to you.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2021
Hi, Kim! Thank you for your kind review of our Scottsboro team member. We appreciate your recommendation.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2021
We can't wait to serve you again, Sue!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2021
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile. Thank you for recommending us!
Response from 1st Franklin Financial
5 out of 5




Feb 4, 2021
Thank you for taking the time to let us know how we are doing, Kristi!
Response from 1st Franklin Financial
5 out of 5




Nov 17, 2020
Hi, Libby! Thank you for your kind review of our Scottsboro staff!
Response from 1st Franklin Financial
5 out of 5




May 15, 2020
Hey, Kristi! Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
4 out of 5




Mar 27, 2020
We love hearing from satisfied customers, Sela!
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
We will pass along your comments to our team. It is words like these that keep us motivated to deliver top-notch service.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
It is great to know that we were able to provide you with the highest levels of service. Our objective is that every customer that walks through our doors is able to have a similar experience.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Words do not suffice to express how grateful we are for your review.
Response from 1st Franklin Financial
3 out of 5




Mar 5, 2020
Thank you for your review.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Reviews highlighting the commitment of our people to serve every customer with passion, reaffirm that our customer service efforts are paying off.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are glad to know your experience was positive. We look forward to your next visit and will once again work hard to earn your endorsement.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are looking forward to your next visit!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Thank you for giving us a try!
Response from 1st Franklin Financial