1st Franklin Financial
Scottsboro
Scottsboro
1st Franklin Financial Scottsboro
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
24833 John T Reid Pkwy
Suite 3-B
Scottsboro, AL 35768
US
(256) 259-1997(256) 259-1997
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Recent Reviews
4.6 out of 5.0
(25 Reviews)5.0 out of 5.0
March 5, 2021
Great folks at the scottsboro office. Very friendly and always ready to help you. I highly recommend!
Junior L
Response from 1st Franklin Financial
March 5, 2021
Thank you for your kind review of our Scottsboro team! Friendly service is our commitment to you.
5.0 out of 5.0
March 4, 2021
Lauren Evans is the best. She always so helpful and kind & has worked with me several times.
Absolutely great people at this branch. ! Highly recommended!
Kim B
Response from 1st Franklin Financial
March 4, 2021
Hi, Kim! Thank you for your kind review of our Scottsboro team member. We appreciate your recommendation.
5.0 out of 5.0
March 4, 2021
Great customer service! Will use again when I need some extra money.
Sue
Response from 1st Franklin Financial
March 4, 2021
We can't wait to serve you again, Sue!
5.0 out of 5.0
March 4, 2021
I have been using this office for many years off and on. When I had financial trouble during my divorce they went above and beyond to help in any way they could. Highly recommend
C Bell
Response from 1st Franklin Financial
March 4, 2021
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile. Thank you for recommending us!
5.0 out of 5.0
February 4, 2021
Always helpful & sweet , they do exactly what they say can do ! Lauren is excellent in customer service!
Kristi L
Response from 1st Franklin Financial
February 4, 2021
Thank you for taking the time to let us know how we are doing, Kristi!
5.0 out of 5.0
November 17, 2020
They were so nice, very helpful and explained everything to me to help me understand more. AMAZING service.
Libby,E
Response from 1st Franklin Financial
November 17, 2020
Hi, Libby! Thank you for your kind review of our Scottsboro staff!
5.0 out of 5.0
May 15, 2020
Great customer service!Everyone you talk to is friendly & super helpful!Would recommend First Franklin to anyone!!
Kristi L.
Response from 1st Franklin Financial
May 15, 2020
Hey, Kristi! Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
4.0 out of 5.0
March 27, 2020
Usually very satisfied with customer service.
Sela V.
Response from 1st Franklin Financial
March 27, 2020
We love hearing from satisfied customers, Sela!
5.0 out of 5.0
March 6, 2020
awesome employes and great service
Bronda B.
Response from 1st Franklin Financial
March 6, 2020
We will pass along your comments to our team. It is words like these that keep us motivated to deliver top-notch service.
5.0 out of 5.0
March 5, 2020
Excellent customer service. I can always count on quick service, immediate responses and service with a smile
Jennifer L.
Response from 1st Franklin Financial
March 5, 2020
It is great to know that we were able to provide you with the highest levels of service. Our objective is that every customer that walks through our doors is able to have a similar experience.
5.0 out of 5.0
March 5, 2020
I have always had excellent service with Lauren and always treated right.
Beth D.
Response from 1st Franklin Financial
March 5, 2020
Words do not suffice to express how grateful we are for your review.
3.0 out of 5.0
March 5, 2020
ok.
Jack S.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your review.
5.0 out of 5.0
March 4, 2020
Mrs.Cindy is always awesome with great customer service. I always leave happy. Great job you All do at Scottsboro office.
Angie L.
Response from 1st Franklin Financial
March 4, 2020
Reviews highlighting the commitment of our people to serve every customer with passion, reaffirm that our customer service efforts are paying off.
5.0 out of 5.0
March 4, 2020
great service and always friendly and always try to help you
Thomas T.
Response from 1st Franklin Financial
March 4, 2020
We are glad to know your experience was positive. We look forward to your next visit and will once again work hard to earn your endorsement.
5.0 out of 5.0
March 4, 2020
Everyone is very friendly!! Always willing to help!
Crystal W.
Response from 1st Franklin Financial
March 4, 2020
We are looking forward to your next visit!
5.0 out of 5.0
March 4, 2020
great service,helpful and friendly employes
Bronda B.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0
March 3, 2020
Great customer service always friendly and helpful
Catherine H.
Response from 1st Franklin Financial
March 3, 2020
Thank you for giving us a try!
5.0 out of 5.0
March 3, 2020
Good people!
Eric S.
Response from 1st Franklin Financial
March 3, 2020
Know that we are here to serve you and will always try our best.
1.0 out of 5.0
March 3, 2020
Paid off loan 18 mo early, when mature date came around I was charged over 200 dollars. My wife filed a complaint. We paid it so it wouldn’t hurt my credit. If not resolved I will be filing in small claims court. I have told everyone I know to stay away from 1st Franklin.
John A.
Response from 1st Franklin Financial
March 3, 2020
We hate to see a negative review for our Scottsboro office. If you would like to speak to someone about your experience, our Quality Assurance Department would be happy to assist you. Please call them at 1-800-700-7943.
5.0 out of 5.0
March 3, 2020
Absolutely the best around.
William S.
Response from 1st Franklin Financial
March 3, 2020
We are delighted that we were able to be all that you expected us to be.
Displaying 1 out of 20 reviews