1st Franklin Financial
Scottsboro
1st Franklin Financial Scottsboro
4.6 out of 5.0full starfull starfull starfull starhalf star
25 Reviews
4.6 out of 5.0full starfull starfull starfull starhalf star
25 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
24833 John T Reid Pkwy
Suite 3-B
Scottsboro, AL 35768
US
(256) 259-1997(256) 259-1997

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.6 out of 5.0full starfull starfull starfull starhalf star
1 Star
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5 out of 5full starfull starfull starfull starfull star
Mar 5, 2021
Great folks at the scottsboro office. Very friendly and always ready to help you. I highly recommend!
Junior L
Thank you for your kind review of our Scottsboro team! Friendly service is our commitment to you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2021
Lauren Evans is the best. She always so helpful and kind & has worked with me several times. Absolutely great people at this branch. ! Highly recommended!
Kim B
Hi, Kim! Thank you for your kind review of our Scottsboro team member. We appreciate your recommendation.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2021
Great customer service! Will use again when I need some extra money.
Sue
We can't wait to serve you again, Sue!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2021
I have been using this office for many years off and on. When I had financial trouble during my divorce they went above and beyond to help in any way they could. Highly recommend
C Bell
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile. Thank you for recommending us!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Feb 4, 2021
Always helpful & sweet , they do exactly what they say can do ! Lauren is excellent in customer service!
Kristi L
Thank you for taking the time to let us know how we are doing, Kristi!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Nov 17, 2020
They were so nice, very helpful and explained everything to me to help me understand more. AMAZING service.
Libby,E
Hi, Libby! Thank you for your kind review of our Scottsboro staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
May 15, 2020
Great customer service!Everyone you talk to is friendly & super helpful!Would recommend First Franklin to anyone!!
Kristi L.
Hey, Kristi! Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 27, 2020
Usually very satisfied with customer service.
Sela V.
We love hearing from satisfied customers, Sela!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
awesome employes and great service
Bronda B.
We will pass along your comments to our team. It is words like these that keep us motivated to deliver top-notch service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent customer service. I can always count on quick service, immediate responses and service with a smile
Jennifer L.
It is great to know that we were able to provide you with the highest levels of service. Our objective is that every customer that walks through our doors is able to have a similar experience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
I have always had excellent service with Lauren and always treated right.
Beth D.
Words do not suffice to express how grateful we are for your review.
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 5, 2020
ok.
Jack S.
Thank you for your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Mrs.Cindy is always awesome with great customer service. I always leave happy. Great job you All do at Scottsboro office.
Angie L.
Reviews highlighting the commitment of our people to serve every customer with passion, reaffirm that our customer service efforts are paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
great service and always friendly and always try to help you
Thomas T.
We are glad to know your experience was positive. We look forward to your next visit and will once again work hard to earn your endorsement.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Everyone is very friendly!! Always willing to help!
Crystal W.
We are looking forward to your next visit!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
great service,helpful and friendly employes
Bronda B.
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service always friendly and helpful
Catherine H.
Thank you for giving us a try!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Good people!
Eric S.
Know that we are here to serve you and will always try our best.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 3, 2020
Paid off loan 18 mo early, when mature date came around I was charged over 200 dollars. My wife filed a complaint. We paid it so it wouldn’t hurt my credit. If not resolved I will be filing in small claims court. I have told everyone I know to stay away from 1st Franklin.
John A.
We hate to see a negative review for our Scottsboro office. If you would like to speak to someone about your experience, our Quality Assurance Department would be happy to assist you. Please call them at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Absolutely the best around.
William S.
We are delighted that we were able to be all that you expected us to be.
Response from 1st Franklin Financial