Branch Locations
1st Franklin Financial
Prattville
Prattville
1st Franklin Financial Prattville
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMClosed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
111 North Memorial Drive
Prattville, AL 36067
US
(334) 361-5300(334) 361-5300
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | Closed |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(24 Reviews)5.0 out of 5.0
March 9, 2020
Very good customer service from the entire staff!
James L.
5.0 out of 5.0
March 6, 2020
Excellent service
Callie C.
Response from 1st Franklin Financial
March 6, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
5.0 out of 5.0
March 6, 2020
Very polite,and professional
Jessica H.
4.0 out of 5.0
March 5, 2020
I love the availability of the funds but the interest rate is high, so it seems like you are paying double.
Dewayne W.
5.0 out of 5.0
March 5, 2020
Fast and friendly service. Highly recommend
Denise C.
5.0 out of 5.0
March 5, 2020
Great
Fredrick J.
5.0 out of 5.0
March 5, 2020
Excellent customer service
Gwendolyn P.
5.0 out of 5.0
March 5, 2020
I have been dealing with the folks in Prattville for about 4 years, they always go above and beyond to make sure I'm satisfied. Awesome!
Howard P.
5.0 out of 5.0
March 5, 2020
Great customer service, fast and easy!
Theresa F.
5.0 out of 5.0
March 4, 2020
Very friendly and helpful
Sherry M.
5.0 out of 5.0
March 4, 2020
I love 1st Franklin great job
Debra C.
5.0 out of 5.0
March 4, 2020
Just simply GREAT
Motel H.
2.0 out of 5.0
March 4, 2020
It takes too long for payment to go through ur payment app.
Pete T.
5.0 out of 5.0
March 4, 2020
Thank you for all my emergency needs and such caring people.
Marion G.
4.0 out of 5.0
March 4, 2020
Only thing I would change would be for you to allow people to renew their loan to lower the payment
John H.
5.0 out of 5.0
March 4, 2020
Love Them
Patricia B.
5.0 out of 5.0
March 4, 2020
Great
Stephanie H.
5.0 out of 5.0
March 4, 2020
Completely Helpful recommend them to everyone that asks.
Anne B.
5.0 out of 5.0
March 3, 2020
Great and friendly service.
Wanda H.
5.0 out of 5.0
March 3, 2020
Great customer service
Alonzardo H.
Displaying 1 out of 20 reviews