1st Franklin Financial
Pelham
1st Franklin Financial Pelham
4.9 out of 5.0full starfull starfull starfull starfull star
27 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
27 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
2631 Pelham Parkway
Pelham, AL 35124
US
(205) 621-5846(205) 621-5846
Serving Pelham since 1999!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Jun 7, 2021
Wonderful service
Willie H
We're happy to know that you received wonderful service, Willie!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Aug 14, 2020
My experience with these group of individuals was awesome! Their customer service skills and friendliness was great! Patrick, Molly and Amanda are an awesome team!
C.McLeod
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 19, 2020
A customer for many years. They are there for you when you need them.
Annie H.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Yes!!!
Carina S.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great service, friendly atmosphere and knowledgeable people of services provided.
Daniel R.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Thank you to the personnel of 1st Franklin in Pelham, AL for the outstanding customer service you provide.
Alverdean B.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
I love everyone at the Pelham office, they treat me with so much respect and really easy financing also.
Tomikyo N.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
5 Star. Thank you for your support and friendly people who want to help you.
David W.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service and a lending team that goes above and beyond to get you the money needed. Thank you guys!
Marti S.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great people to work with. Very nice and professional staff that knows what they are doing to help their customers.
Melvin H.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
The customer service is great! I would highly recommend!
Shanai S.
We are extremely grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Exceptional customer service!!
Angela T.
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 5, 2020
none
Alicia H.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great never had a problem the staff is very lovable and friendly
Tequila D.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Very helpful
Tabietha W.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great and friendly staff.
Randy C.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service
Wilbert H.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I can always depend on the representatives to help me when I’m in a bind.. Been doing business with this company for about 4yrs and I can’t say enough about their professionalism and outstanding customer service. I would highly recommend them if your in a bind and need a couple extra dollars, they offer extremely reasonable interest rates and will do everything they can to help you!!! 1st Franklin is #1 in my book ⭐️⭐️⭐️⭐️⭐️
Amber H.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
The Loan Officers are wonderful people who provide great customer service. I highly recommend the services of 1st Franklin in Pelham, AL.
Alverdean B.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very friendly and easy to get setup! I recommend using them again.
Levetrice F.