Branch Locations
1st Franklin Financial
Pelham
Pelham
1st Franklin Financial Pelham
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
2631 Pelham Parkway
Pelham, AL 35124
US
(205) 621-5846(205) 621-5846
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(26 Reviews)5.0 out of 5.0
August 14, 2020
My experience with these group of individuals was awesome! Their customer service skills and friendliness was great! Patrick, Molly and Amanda are an awesome team!
C.McLeod
Response from 1st Franklin Financial
August 14, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
5.0 out of 5.0
March 19, 2020
A customer for many years. They are there for you when you need them.
Annie H.
5.0 out of 5.0
March 6, 2020
Yes!!!
Carina S.
5.0 out of 5.0
March 6, 2020
Great service, friendly atmosphere and knowledgeable people of services provided.
Daniel R.
5.0 out of 5.0
March 6, 2020
Thank you to the personnel of 1st Franklin in Pelham, AL for the outstanding customer service you provide.
Alverdean B.
5.0 out of 5.0
March 5, 2020
I love everyone at the Pelham office, they treat me with so much respect and really easy financing also.
Tomikyo N.
5.0 out of 5.0
March 5, 2020
5 Star. Thank you for your support and friendly people who want to help you.
David W.
5.0 out of 5.0
March 5, 2020
Great service and a lending team that goes above and beyond to get you the money needed. Thank you guys!
Marti S.
5.0 out of 5.0
March 5, 2020
Great people to work with. Very nice and professional staff that knows what they are doing to help their customers.
Melvin H.
5.0 out of 5.0
March 5, 2020
The customer service is great! I would highly recommend!
Shanai S.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0
March 5, 2020
Exceptional customer service!!
Angela T.
Response from 1st Franklin Financial
March 5, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
3.0 out of 5.0
March 5, 2020
none
Alicia H.
Response from 1st Franklin Financial
March 5, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 5, 2020
Great never had a problem the staff is very lovable and friendly
Tequila D.
5.0 out of 5.0
March 5, 2020
Very helpful
Tabietha W.
5.0 out of 5.0
March 5, 2020
Great and friendly staff.
Randy C.
5.0 out of 5.0
March 5, 2020
Great service
Wilbert H.
5.0 out of 5.0
March 4, 2020
I can always depend on the representatives to help me when I’m in a bind.. Been doing business with this company for about 4yrs and I can’t say enough about their professionalism and outstanding customer service. I would highly recommend them if your in a bind and need a couple extra dollars, they offer extremely reasonable interest rates and will do everything they can to help you!!!
1st Franklin is #1 in my book ⭐️⭐️⭐️⭐️⭐️
Amber H.
5.0 out of 5.0
March 4, 2020
The Loan Officers are wonderful people who provide great customer service. I highly recommend the services of 1st Franklin in Pelham, AL.
Alverdean B.
5.0 out of 5.0
March 4, 2020
Very friendly and easy to get setup! I recommend using them again.
Levetrice F.
5.0 out of 5.0
March 4, 2020
Excellent service and extremely professional.
Ronald M.
Displaying 1 out of 20 reviews