1st Franklin Financial
Oxford
Oxford
1st Franklin Financial Oxford
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1716 East Hamric Drive
Suite 5/6
Oxford, AL 36203
US
(256) 832-0450(256) 832-0450
Serving Oxford since 2006!
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
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5 Star
5 out of 5




Nov 11, 2022
5 out of 5




Nov 3, 2022
5 out of 5




Oct 5, 2022
5 out of 5




Oct 4, 2022
5 out of 5




Oct 3, 2022
5 out of 5




Jul 13, 2022
5 out of 5




Jul 12, 2022
5 out of 5




Mar 1, 2022
5 out of 5




Feb 9, 2022
5 out of 5




Feb 2, 2022
5 out of 5




Feb 23, 2021
Thank you for giving us a chance to explain things, Sandria! Excellent customer service is our number one goal.
Response from 1st Franklin Financial
5 out of 5




Feb 22, 2021
We would like to apologize for your disappointment with our Oxford office. Please know that your feedback is important to us. If you would like to discuss this matter with someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.
Response from 1st Franklin Financial
5 out of 5




Sep 3, 2020
Hi, Dianne! Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
4 out of 5




Mar 12, 2020
Thank you for your kind review, Carol!
Response from 1st Franklin Financial
5 out of 5




Mar 7, 2020
We train and coach around a culture of kindness and quality and want everyone in our team to feel equipped to serve you as if you are family. We will pass along your comments to our team. It is words like these that keep us motivated to deliver top-notch service.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
Come visit us soon. You can count on every one of us doing our best!
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
Friendly service is our commitment to you.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
Your words of appreciation make a world of difference and set the tone for our employee's morale.
Response from 1st Franklin Financial
2 out of 5




Mar 5, 2020
Thank you for your feedback, Gary.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We are extremely grateful for your review!
Response from 1st Franklin Financial