1st Franklin Financial
Opelika
1st Franklin Financial Opelika
4.7 out of 5.0full starfull starfull starfull starhalf star
23 Reviews
4.7 out of 5.0full starfull starfull starfull starhalf star
23 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
3000 Pepperell Parkway
Suite 6
Opelika, AL 36801
US
(334) 705-6414(334) 705-6414
Serving Opelika since 2005!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.7 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
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5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Nov 18, 2020
Very helpful with loan information that I was needing to make a decision. Customer service was outstanding! When I do borrow the money this is where I’ll apply.
Keith W.
Hello, Keith! Everyone here is working hard to deliver first class service to inspire you to visit us again.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Friendly, efficient, knowledgeable very pleased
Melissa H.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Everyone is always no nice when I call in and very professional.
Brandy W.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent customer service
Frederick A.
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Very attentive to the customers needs.
Latonya M.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great worker
Helen P.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Outstanding customer service!
Robert I.
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Good customer service.
Jennifer S.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Good customer service ❤
Sharon H.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great payment options
Bernadette A.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great friendly service !!!
Randy B.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great company to deal with when it comes to getting a loan.. They also have great customer service..
Julie Y.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very good service and great employees
Jacqueline C.
3 out of 5full starfull starfull starempty starempty star
Mar 4, 2020
This is not Angela this is her husband roger who referred her to ya'll and never got my referral fee you know I was the first person rite never failed always came through but was denied a small loan and I always paid my loans out
Angela S.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service. Everyone that I have spoke to when I needed to call in has always been professional and courteous.
Brandy W.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service
Derrick B.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Friendly service, the best loan rates of any finance company and online account access.
Bryon F.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Good and caring customer service
Melonie W.
5 out of 5full starfull starfull starfull starfull star
Oct 29, 2019
Always friendly. The ladies are friendly.
Rita F.
Thank you so much for taking the time to write such a nice review.
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Oct 29, 2019
Ok
Timothy W.
Thank you for your review, Timothy.
Response from 1st Franklin Financial