1st Franklin Financial in Muscle Shoals, AL 35661 | Personal Installment Loans, High Interest Investing Opportunities

Our Friendly Franklin Folks are following recommended COVID safety guidelines. Our branch representatives will be wearing face masks and maintaining social distance and we are asking our customers to do the same. Thank you for your understanding.

Learn More

1st Franklin Financial
Muscle Shoals

1st Franklin Financial Muscle Shoals

4.6 out of 5.0

36 Reviews

Leave a Review

4.6 out of 5.0

36 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today

320 W Avalon Avenue

Suite 2

Muscle Shoals

AL 35661

(256) 381-6635(256) 381-6635

Serving Muscle Shoals since 1996!

View Nearby Locations

Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	Closed
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.6 out of 5.0

1 Star

2 Star

3 Star

4 Star

5 Star

Leave a Review

1 out of 5

Dec 31, 2020

I was actually a customer at the Florence location. But they took my review down and blocked me because the don’t want anyone to know how wrong they are! Well not sure why my last review got took down so quickly. So let me just post it again. I ran into hard times just like everyone this year. Even was deathly sick with COVID-19! I understand all the phone call I received from the company but coming to my home harassing me was uncalled for! Plus the man they send to my home was not even an employee of theirs. How scary is that??

Tara, J

Thank you for your feedback, Tara. We do not have the capability to delete reviews unless they violate community guidelines, such as using profanity. We also cannot block someone from leaving a review. We do not send representatives to anyone's home to collect debt, so are you sure that you have the correct company? Please contact our Quality Assurance Department at 1-800-700-7943 to speak to someone from our Quality Assurance.