1st Franklin Financial
Moulton
1st Franklin Financial Moulton
4.7 out of 5.0full starfull starfull starfull starhalf star
10 Reviews
4.7 out of 5.0full starfull starfull starfull starhalf star
10 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
11227 Al Hwy 157
Suite J
Moulton, AL 35650
US
(256) 974-3444(256) 974-3444

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.7 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
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5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Jul 11, 2020
I have been very satisfied with our interactions but would like for you to remove me from any mailing lists. If I need assistance I will contact you. Thank you
Victoria H
Hi, Victoria! We will be sharing your review with our Moulton team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
completely satisied
Windell N.
We love hearing from satisfied customers, Windell!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service. Very friendly. There to help you with what you need.
Charlena W.
Reviews highlighting the commitment of our people to serve every customer with passion, reaffirm that our customer service efforts are paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
They believed in us when no one else did. They have been a great bunch to work with for us.
Douglas S.
We recognize that the core of our business is our customers. With that in mind, we pride ourselves on having staff that is passionate about what they do.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service. Employees very easy to work with.
Jeremy T.
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very good company to do business with, great customer service
Michael H.
We are looking forward to your next visit!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service
Kimberly M.
Thank you for giving us a try!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Feb 27, 2020
I admit we started on pretty shaky ground when we first dealt with the moulton office which could have been a misunderstanding years ago but since then till now they have been an awesome team to work with. Very friendly and have helped me and my wife many times now. They have successfully restored my faith in loan companies. Keep up the great work guys.
Douglas S
Your thoughtful review reaffirms that we are heading in the right direction and it helps other community members know what we are all about.
Response from 1st Franklin Financial
2 out of 5full starfull starempty starempty starempty star
Oct 28, 2019
Currently have a loan with tall. And needed a fridge cause mine went out. Called yall Thurs and here it is monday and still no response from yall. So i will pay off my loan and wont come back to yall again. Sad yall cant give me a answer.
Kimberly H.
We apologize for your dissatisfaction with our Moulton office. Our Branch Manager spoke to you on Friday regarding your new application. If you 'd like to speak to someone in our Quality Assurance Department, please give them a call at 1-800-700-7943 at your convenience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 6, 2019
Friendly and always trying to help in a courteous manner. The staff in Moulton Alabama are wonderful to work with. You can tell there is a smile on their face when you hear their voice on the phone.
Lawanda L.
We realize our customers are busy and knowing that you took the time to voice your opinion and give us such high accolades validates every effort we make to go the extra mile.
Response from 1st Franklin Financial