1st Franklin Financial
Moody
1st Franklin Financial Moody
4.9 out of 5.0full starfull starfull starfull starfull star
24 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
24 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1017 Crossroads Plaza Drive
Moody, AL 35004
US
(205) 640-7551(205) 640-7551

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Jerry B.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Thanks for being there when I needed you most.
Robert K.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
They are always there when I need extra money for anything. Very easy to work with!
Pamela S.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
These people are very good. Not predator. Fair. And great customer service.
Jonathan J.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great company good people.
Timothy C.
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
great service .love First Franklin .
Paul O.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
JC, Jimmy and the others are always very friendly, and treat my husband and I with respect every single th time we come in, even if they cannot help us with a loan. Great customer service, and we appreciate them so much!
Brenda T.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Always friendly
Richard C.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I have always received great customer service and will continue to do business with 1st Franklin Financial.
Deidra S.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Good people - they helped me get over a hump
Lynn B.
3 out of 5full starfull starfull starempty starempty star
Mar 4, 2020
The only negative is that you do not have online refinancing available, which is behind some of the other local loan companies.
Kay B.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Professional staff. Courteous.
Catherine P.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Easy people to deal with.wld recommend
Timothy B.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great people
Sharon P.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
great at everything
Robert K.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
number one service
Paul O.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
very helpful
Martha F.
5 out of 5full starfull starfull starfull starfull star
Sep 6, 2019
very friendly and helpful
Linda P.
Thank you for sharing your experience with us!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 5, 2019
Great customer service.
Kathy K.
We are so happy to see that our Moody office provided you with great customer service!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Personable,yet professional. Great customer service!
Jean O.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial