Branch Locations
1st Franklin Financial
Moody
Moody
1st Franklin Financial Moody
4.9 out of 5.0
4.9 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1017 Crossroads Plaza Drive
Moody, AL 35004
US
(205) 640-7551(205) 640-7551
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.9 out of 5.0
(24 Reviews)5.0 out of 5.0
March 5, 2020
Great customer service
Jerry B.
5.0 out of 5.0
March 5, 2020
Thanks for being there when I needed you most.
Robert K.
5.0 out of 5.0
March 4, 2020
They are always there when I need extra money for anything. Very easy to work with!
Pamela S.
5.0 out of 5.0
March 4, 2020
These people are very good. Not predator. Fair. And great customer service.
Jonathan J.
5.0 out of 5.0
March 4, 2020
Great company good people.
Timothy C.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0
March 4, 2020
great service .love First Franklin .
Paul O.
5.0 out of 5.0
March 4, 2020
JC, Jimmy and the others are always very friendly, and treat my husband and I with respect every single th time we come in, even if they cannot help us with a loan. Great customer service, and we appreciate them so much!
Brenda T.
5.0 out of 5.0
March 4, 2020
Always friendly
Richard C.
5.0 out of 5.0
March 4, 2020
I have always received great customer service and will continue to do business with 1st Franklin Financial.
Deidra S.
5.0 out of 5.0
March 4, 2020
Good people - they helped me get over a hump
Lynn B.
3.0 out of 5.0
March 4, 2020
The only negative is that you do not have online refinancing available, which is behind some of the other local loan companies.
Kay B.
5.0 out of 5.0
March 3, 2020
Professional staff. Courteous.
Catherine P.
5.0 out of 5.0
March 3, 2020
Easy people to deal with.wld recommend
Timothy B.
5.0 out of 5.0
March 3, 2020
Great people
Sharon P.
5.0 out of 5.0
March 3, 2020
great at everything
Robert K.
5.0 out of 5.0
March 3, 2020
number one service
Paul O.
5.0 out of 5.0
March 3, 2020
very helpful
Martha F.
5.0 out of 5.0
September 6, 2019
very friendly and helpful
Linda P.
Response from 1st Franklin Financial
September 6, 2019
Thank you for sharing your experience with us!
5.0 out of 5.0
September 5, 2019
Great customer service.
Kathy K.
Response from 1st Franklin Financial
September 5, 2019
We are so happy to see that our Moody office provided you with great customer service!
5.0 out of 5.0
September 4, 2019
Personable,yet professional. Great customer service!
Jean O.
Response from 1st Franklin Financial
September 4, 2019
We are delighted to have had the opportunity to serve you.
Displaying 1 out of 20 reviews