1st Franklin Financial
Jackson
1st Franklin Financial Jackson
5.0 out of 5.0full starfull starfull starfull starfull star
13 Reviews
5.0 out of 5.0full starfull starfull starfull starfull star
13 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
4111 N. College Avenue
Jackson, AL 36545
US
(251) 387-4209(251) 387-4209

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

5.0 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Jul 16, 2021
Excellent Customer Service!
Alesia N
Hey, Alesia! Thank you for leaving a review for our Jackson office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jul 1, 2021
Great customer service....friendly and professional
Aubra L
Thank you for your kind review, Aubra!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 15, 2021
Staff is AWSOME!! Great customer service!! Go see Lori for all your financial needs!!
Angie B
Hello, Angie! We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Nov 9, 2020
They were very helpful and explained the loan process so that I could understand it
Earline P
Hey, Earline! We want to earn your business each and every time. We are constantly looking for better ways to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 17, 2020
The staff is awesome....
Allison Adams
Hey, Allison! Thank you for your kind review of our Jackson team!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Aug 27, 2020
My experiences @ the Jackson Alabama office was out standing. They took care of me, I sincerely appreciate all you do. I would like to thank the employees that work their, Mrs.Lori thank you for your patience with me. Mrs. Lori you and your staff are amazing. Very very nice ... thanks again to 1st Franklin in Jackson AL
Chris,E
Thank you for leaving us such a kind review, Chris! Your words of appreciation, make us feel proud of what we do.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
May 18, 2020
Great customer service. Very helpful and was there when needed. I highly recommend if you need a loan, these are the people to call.
John S.
We're happy to be here for you when you need us, John! We looked forward to serving you again!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 24, 2020
I called FFC on a Thursday told them I needed a loan to pay off some debt. They were so helpful and nice.. Lori walked me through the process and helped me a lot!! I recommend FFC
Telvisa l
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 23, 2020
Lori always takes time to help me with my financial situation and always explains to me what I need to do to help myself and to always make my payment on time. Nicole is always so friendly too.
Zipper P.
Thank you for your kind review of our Jackson staff members!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
great
Bobby R.
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service! Very friendly staff!
Elizabeth J.
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Excellent Customer Service
Brian M.
Our common goal is to constantly strive to deliver the very best customer service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 24, 2019
Lori is very Nice and so Helpful, Always with that Cheerful, Happy Voice.
Carolyn C.
Thank you for your kind review of our Jackson staff member!
Response from 1st Franklin Financial