Branch Locations
1st Franklin Financial
Jackson
Jackson
1st Franklin Financial Jackson
5.0 out of 5.0
5.0 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
4111 N. College Avenue
Jackson, AL 36545
US
(251) 387-4209(251) 387-4209
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0
(8 Reviews)5.0 out of 5.0
August 27, 2020
My experiences @ the Jackson Alabama office was out standing. They took care of me, I sincerely appreciate all you do. I would like to thank the employees that work their, Mrs.Lori thank you for your patience with me. Mrs. Lori you and your staff are amazing. Very very nice ... thanks again to 1st Franklin in Jackson AL
Chris,E
Response from 1st Franklin Financial
August 27, 2020
Thank you for leaving us such a kind review, Chris! Your words of appreciation, make us feel proud of what we do.
5.0 out of 5.0
May 18, 2020
Great customer service. Very helpful and was there when needed. I highly recommend if you need a loan, these are the people to call.
John S.
Response from 1st Franklin Financial
May 18, 2020
We're happy to be here for you when you need us, John! We looked forward to serving you again!
5.0 out of 5.0
April 24, 2020
I called FFC on a Thursday told them I needed a loan to pay off some debt. They were so helpful and nice.. Lori walked me through the process and helped me a lot!! I recommend FFC
Telvisa l
Response from 1st Franklin Financial
April 24, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
5.0 out of 5.0
March 23, 2020
Lori always takes time to help me with my financial situation and always explains to me what I need to do to help myself and to always make my payment on time. Nicole is always so friendly too.
Zipper P.
Response from 1st Franklin Financial
March 23, 2020
Thank you for your kind review of our Jackson staff members!
5.0 out of 5.0
March 5, 2020
great
Bobby R.
Response from 1st Franklin Financial
March 5, 2020
Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0
March 3, 2020
Great customer service! Very friendly staff!
Elizabeth J.
Response from 1st Franklin Financial
March 3, 2020
Please visit us again. It is our pleasure to serve you.
5.0 out of 5.0
March 3, 2020
Excellent Customer Service
Brian M.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
September 24, 2019
Lori is very Nice and so Helpful, Always with that Cheerful, Happy Voice.
Carolyn C.
Response from 1st Franklin Financial
September 24, 2019
Thank you for your kind review of our Jackson staff member!
Displaying 1 out of 8 reviews