1st Franklin Financial
Jackson
Jackson
1st Franklin Financial Jackson
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
4111 N. College Avenue
Jackson, AL 36545
US
(251) 387-4209(251) 387-4209
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Recent Reviews
5.0 out of 5.0




November 9, 2020
They were very helpful and explained the loan process so that I could understand it
Earline P
Response from 1st Franklin Financial
November 9, 2020
Hey, Earline! We want to earn your business each and every time. We are constantly looking for better ways to serve you.
5.0 out of 5.0




October 17, 2020
The staff is awesome....
Allison Adams
Response from 1st Franklin Financial
October 17, 2020
Hey, Allison! Thank you for your kind review of our Jackson team!
5.0 out of 5.0




August 27, 2020
My experiences @ the Jackson Alabama office was out standing. They took care of me, I sincerely appreciate all you do. I would like to thank the employees that work their, Mrs.Lori thank you for your patience with me. Mrs. Lori you and your staff are amazing. Very very nice ... thanks again to 1st Franklin in Jackson AL
Chris,E
Response from 1st Franklin Financial
August 27, 2020
Thank you for leaving us such a kind review, Chris! Your words of appreciation, make us feel proud of what we do.
5.0 out of 5.0




May 18, 2020
Great customer service. Very helpful and was there when needed. I highly recommend if you need a loan, these are the people to call.
John S.
Response from 1st Franklin Financial
May 18, 2020
We're happy to be here for you when you need us, John! We looked forward to serving you again!
5.0 out of 5.0




April 24, 2020
I called FFC on a Thursday told them I needed a loan to pay off some debt. They were so helpful and nice.. Lori walked me through the process and helped me a lot!! I recommend FFC
Telvisa l
Response from 1st Franklin Financial
April 24, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
5.0 out of 5.0




March 23, 2020
Lori always takes time to help me with my financial situation and always explains to me what I need to do to help myself and to always make my payment on time. Nicole is always so friendly too.
Zipper P.
Response from 1st Franklin Financial
March 23, 2020
Thank you for your kind review of our Jackson staff members!
5.0 out of 5.0




March 5, 2020
great
Bobby R.
Response from 1st Franklin Financial
March 5, 2020
Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0




March 3, 2020
Great customer service! Very friendly staff!
Elizabeth J.
Response from 1st Franklin Financial
March 3, 2020
Please visit us again. It is our pleasure to serve you.
5.0 out of 5.0




March 3, 2020
Excellent Customer Service
Brian M.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0




September 24, 2019
Lori is very Nice and so Helpful, Always with that Cheerful, Happy Voice.
Carolyn C.
Response from 1st Franklin Financial
September 24, 2019
Thank you for your kind review of our Jackson staff member!
Displaying 1 out of 10 reviews