Branch Locations
1st Franklin Financial
Huntsville
Huntsville
1st Franklin Financial Huntsville
4.7 out of 5.0
4.7 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
6200 Mastin Lake Road
Suite D
Huntsville, AL 35810
US
(256) 851-4141(256) 851-4141
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.7 out of 5.0
(18 Reviews)3.0 out of 5.0
September 28, 2020
At first I was truly pleased when I apply for help with First Franklin the mgr.was truly a good person.I ran into a personal situation and they helped me out then the Covid 19 hit and I had to truly depend on my disability monthly pymt. I notified them to let them know and started getting calls saying I was late on pymt. Bill wasn't due until the 26th of month.Well I explained to them that I only had the one income now and I called them to let them know that I could only pay on the 3rd of the month. I then got the Corona Virus informed them about it was trying to work it out to try and pay when I received another call from Robert I told him that I was still under quarantine and did not have no way of taking money(debit card has expired havent been able to take care of it yet) out to make the monthly pymt. I would try to see if I could get a family member to pay for me I explained again that I was still in quarantine he replied well it has to be in by the end of the month! I replied how can I do that when I'm quarantine to the house! I do understand that you need your money all places of business do but since I've been under quarantine I informed other debt collectors abt my situation and they understood and we were able to work out a plan, but with First Franklin it's totally a whole different situation. Im not asking for sympathy or anything like that but due to the circumstances at least try and understand and work out another type of arrangement. I'm really disappointed with the way this situation is being handled. From the beginning when I got layed off due to Covid 19 I explained to them I didnt get any unemployment all I got was my disability,and I'm trying to do the best that I can. I pray a miracle will happen and I can pay them off and never deal with the Hsv Al. Office again. Bitter/Sweet experience
T.B
Response from 1st Franklin Financial
September 28, 2020
We would like to apologize for your disappointment with our Huntsville office. Please know that your feedback is important to us. If you would like to further discuss this matter, please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.
5.0 out of 5.0
March 6, 2020
Customer service is awesome. Gave me a chance when no one else would
Melissa M
Response from 1st Franklin Financial
March 6, 2020
Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0
March 6, 2020
All the people there are so easy to work with. Excellent customer service!!!
Susan P.
Response from 1st Franklin Financial
March 6, 2020
We wanted to take a moment to thank you for telling us more about your experience with us.
5.0 out of 5.0
March 5, 2020
Great customer service and caring staff.
Teresa T.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0
March 5, 2020
every one is understand and great services
Yariela P.
Response from 1st Franklin Financial
March 5, 2020
We are so grateful for your feedback!
5.0 out of 5.0
March 5, 2020
They always have great customer service. I have been doing business with the company for years and they helped me to furnish my very first apartment when I was in college. And everyone there is very friendly. I enjoy walking into a place where people are smiling!
Jabrea W.
Response from 1st Franklin Financial
March 5, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
5.0 out of 5.0
March 4, 2020
Very friendly.
Wayne G.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 4, 2020
Great customer service
Brandon P.
Response from 1st Franklin Financial
March 4, 2020
We will do everything in our power to make certain every single visit is equally delightful.
5.0 out of 5.0
March 4, 2020
Great customer Services and friendly staff
Angela D.
Response from 1st Franklin Financial
March 4, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 4, 2020
Awesome service!! Quick help with loans!!
Phillip R.
Response from 1st Franklin Financial
March 4, 2020
Thank you for reviewing our Huntsville office!
5.0 out of 5.0
March 4, 2020
Everyone there is easy to deal with
Kevin G.
Response from 1st Franklin Financial
March 4, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
5.0 out of 5.0
March 4, 2020
The customer service is excellent
Berry T.
Response from 1st Franklin Financial
March 4, 2020
We will always try our best to provide you with the best service possible.
5.0 out of 5.0
March 3, 2020
Great customer service
Mary D.
Response from 1st Franklin Financial
March 3, 2020
Please visit us again. It is our pleasure to serve you.
5.0 out of 5.0
March 3, 2020
Excellent service!
Eric L.
Response from 1st Franklin Financial
March 3, 2020
Thank you for taking the time to review our Huntsville office!
5.0 out of 5.0
March 3, 2020
Good
Dwight R.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
September 13, 2019
Excellent service and professionalism
Derrick G.
Response from 1st Franklin Financial
September 13, 2019
We appreciate your review, Derrick!
5.0 out of 5.0
September 4, 2019
The staff has ALWAYS been professional, Approachable, FRIENDLY and HELPFUL.
Benetra W.
Response from 1st Franklin Financial
September 4, 2019
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
1.0 out of 5.0
September 4, 2019
Unprofessional experience
Melvin B.
Response from 1st Franklin Financial
September 4, 2019
We regret to see that you had a negative experience with our Huntsville office. Our Regional Director will be reaching out.
Displaying 1 out of 18 reviews