1st Franklin Financial in Huntsville, AL 35810 | Personal Installment Loans, High Interest Investing Opportunities

Our Friendly Franklin Folks are following recommended COVID safety guidelines. Our branch representatives will be wearing face masks and maintaining social distance and we are asking our customers to do the same. Thank you for your understanding.

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1st Franklin Financial
Huntsville

1st Franklin Financial Huntsville

4.7 out of 5.0

21 Reviews

Leave a Review

4.7 out of 5.0

21 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today

6200 Mastin Lake Road

Suite D

Huntsville

AL 35810

(256) 851-4141(256) 851-4141

Serving Huntsville since 1992!

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Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	Closed
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.7 out of 5.0

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2 Star

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5 out of 5

Aug 11, 2021

Great customer service everyone there has an outstanding personality I did my application online got a fast response and I felt very welcomed when I stepped foot in the office for the very first time and it has gotten better everything after you guys and gals rock !!!

Kathy H

Hi, Kathy! We believe the only way for us to deliver first class services and experiences is by knowing what our customers love best and that can only be achieved through feedback like yours.

Response from 1st Franklin Financial

5 out of 5

Jan 27, 2021

Excellent staff

Thank you for your review!

Response from 1st Franklin Financial

5 out of 5

Jan 22, 2021

Great Customer Service , Friendly and Knowledgeable Workers

Tamarion S

We are extremely grateful for your review, Tamarion.

Response from 1st Franklin Financial

3 out of 5

Sep 28, 2020

At first I was truly pleased when I apply for help with First Franklin the mgr.was truly a good person.I ran into a personal situation and they helped me out then the Covid 19 hit and I had to truly depend on my disability monthly pymt. I notified them to let them know and started getting calls saying I was late on pymt. Bill wasn't due until the 26th of month.Well I explained to them that I only had the one income now and I called them to let them know that I could only pay on the 3rd of the month. I then got the Corona Virus informed them about it was trying to work it out to try and pay when I received another call from Robert I told him that I was still under quarantine and did not have no way of taking money(debit card has expired havent been able to take care of it yet) out to make the monthly pymt. I would try to see if I could get a family member to pay for me I explained again that I was still in quarantine he replied well it has to be in by the end of the month! I replied how can I do that when I'm quarantine to the house! I do understand that you need your money all places of business do but since I've been under quarantine I informed other debt collectors abt my situation and they understood and we were able to work out a plan, but with First Franklin it's totally a whole different situation. Im not asking for sympathy or anything like that but due to the circumstances at least try and understand and work out another type of arrangement. I'm really disappointed with the way this situation is being handled. From the beginning when I got layed off due to Covid 19 I explained to them I didnt get any unemployment all I got was my disability,and I'm trying to do the best that I can. I pray a miracle will happen and I can pay them off and never deal with the Hsv Al. Office again. Bitter/Sweet experience

T.B

We would like to apologize for your disappointment with our Huntsville office. Please know that your feedback is important to us. If you would like to further discuss this matter, please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

Customer service is awesome. Gave me a chance when no one else would

Melissa M

Thank you for taking the time out of your busy schedule to review our business.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

All the people there are so easy to work with. Excellent customer service!!!

Susan P.

We wanted to take a moment to thank you for telling us more about your experience with us.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Great customer service and caring staff.

Teresa T.

We are extremely grateful for your review!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

every one is understand and great services

Yariela P.

We are so grateful for your feedback!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

They always have great customer service. I have been doing business with the company for years and they helped me to furnish my very first apartment when I was in college. And everyone there is very friendly. I enjoy walking into a place where people are smiling!

Jabrea W.

Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Very friendly.

Wayne G.

We know that you have options and we are very happy you chose to do business with us.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great customer service

Brandon P.

We will do everything in our power to make certain every single visit is equally delightful.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great customer Services and friendly staff

Angela D.

We are delighted to have had the opportunity to serve you.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Awesome service!! Quick help with loans!!

Phillip R.

Thank you for reviewing our Huntsville office!

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Everyone there is easy to deal with

Kevin G.

We are so glad we were able to help you. Helping our customers is what we love best.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

The customer service is excellent

Berry T.

We will always try our best to provide you with the best service possible.

Response from 1st Franklin Financial

5 out of 5

Mar 3, 2020

Great customer service

Mary D.

Please visit us again. It is our pleasure to serve you.

Response from 1st Franklin Financial

5 out of 5

Mar 3, 2020

Excellent service!

Eric L.

Thank you for taking the time to review our Huntsville office!

Response from 1st Franklin Financial

5 out of 5

Mar 3, 2020

Good

Dwight R.

We are ever so grateful for your review!

Response from 1st Franklin Financial

5 out of 5

Sep 13, 2019

Excellent service and professionalism

Derrick G.

We appreciate your review, Derrick!

Response from 1st Franklin Financial

5 out of 5

Sep 4, 2019

The staff has ALWAYS been professional, Approachable, FRIENDLY and HELPFUL.

Benetra W.

We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.

Response from 1st Franklin Financial

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