1st Franklin Financial
Huntsville
1st Franklin Financial Huntsville
4.7 out of 5.0full starfull starfull starfull starhalf star
20 Reviews
4.7 out of 5.0full starfull starfull starfull starhalf star
20 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
6200 Mastin Lake Road
Suite D
Huntsville, AL 35810
US
(256) 851-4141(256) 851-4141

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.7 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
3 Star
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5 out of 5full starfull starfull starfull starfull star
Jan 27, 2021
Excellent staff
LN
Thank you for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 22, 2021
Great Customer Service , Friendly and Knowledgeable Workers
Tamarion S
We are extremely grateful for your review, Tamarion.
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Sep 28, 2020
At first I was truly pleased when I apply for help with First Franklin the mgr.was truly a good person.I ran into a personal situation and they helped me out then the Covid 19 hit and I had to truly depend on my disability monthly pymt. I notified them to let them know and started getting calls saying I was late on pymt. Bill wasn't due until the 26th of month.Well I explained to them that I only had the one income now and I called them to let them know that I could only pay on the 3rd of the month. I then got the Corona Virus informed them about it was trying to work it out to try and pay when I received another call from Robert I told him that I was still under quarantine and did not have no way of taking money(debit card has expired havent been able to take care of it yet) out to make the monthly pymt. I would try to see if I could get a family member to pay for me I explained again that I was still in quarantine he replied well it has to be in by the end of the month! I replied how can I do that when I'm quarantine to the house! I do understand that you need your money all places of business do but since I've been under quarantine I informed other debt collectors abt my situation and they understood and we were able to work out a plan, but with First Franklin it's totally a whole different situation. Im not asking for sympathy or anything like that but due to the circumstances at least try and understand and work out another type of arrangement. I'm really disappointed with the way this situation is being handled. From the beginning when I got layed off due to Covid 19 I explained to them I didnt get any unemployment all I got was my disability,and I'm trying to do the best that I can. I pray a miracle will happen and I can pay them off and never deal with the Hsv Al. Office again. Bitter/Sweet experience
T.B
We would like to apologize for your disappointment with our Huntsville office. Please know that your feedback is important to us. If you would like to further discuss this matter, please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Customer service is awesome. Gave me a chance when no one else would
Melissa M
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
All the people there are so easy to work with. Excellent customer service!!!
Susan P.
We wanted to take a moment to thank you for telling us more about your experience with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service and caring staff.
Teresa T.
We are extremely grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
every one is understand and great services
Yariela P.
We are so grateful for your feedback!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
They always have great customer service. I have been doing business with the company for years and they helped me to furnish my very first apartment when I was in college. And everyone there is very friendly. I enjoy walking into a place where people are smiling!
Jabrea W.
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very friendly.
Wayne G.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Brandon P.
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer Services and friendly staff
Angela D.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Awesome service!! Quick help with loans!!
Phillip R.
Thank you for reviewing our Huntsville office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Everyone there is easy to deal with
Kevin G.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
The customer service is excellent
Berry T.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service
Mary D.
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Excellent service!
Eric L.
Thank you for taking the time to review our Huntsville office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Good
Dwight R.
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 13, 2019
Excellent service and professionalism
Derrick G.
We appreciate your review, Derrick!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
The staff has ALWAYS been professional, Approachable, FRIENDLY and HELPFUL.
Benetra W.
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Sep 4, 2019
Unprofessional experience
Melvin B.
We regret to see that you had a negative experience with our Huntsville office. Our Regional Director will be reaching out.
Response from 1st Franklin Financial