1st Franklin Financial
Huntsville
Huntsville
1st Franklin Financial Huntsville
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
11310 Memorial Pkwy SW
Suite H
Huntsville, AL 35803
US
(256) 882-1933(256) 882-1933
Serving Huntsville since 1997!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
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5 Star
1 out of 5




May 9, 2022
We would like to apologize for your disappointment with our Huntsville office. If you would like to speak to someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.
Response from 1st Franklin Financial
5 out of 5




Feb 9, 2022
5 out of 5




Feb 12, 2021
We're happy to be here for you when you need us, Barbara! Thank you for your review.
Response from 1st Franklin Financial
5 out of 5




Jan 20, 2021
We are so glad our efforts are paying off and you had the opportunity to experience excellent service. Helping our customers is what we love about our job!
Response from 1st Franklin Financial
5 out of 5




Jan 9, 2021
Hi, Subrina! We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.
Response from 1st Franklin Financial
5 out of 5




Jan 7, 2021
Thank you for being a loyal customer, Myra! We are saddened to hear of your father's passing and are happy that we could assist you during a critical time, so that you had one less thing to stress about.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We are so grateful for your feedback!
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We wanted to take a moment to thank you for telling us more about your experience with us. We appreciate your recommendation, Rodney!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5




Sep 4, 2019
Thank you for taking the time to review our Huntsville office!
Response from 1st Franklin Financial
5 out of 5




Sep 4, 2019
Thank you, Donald!
Response from 1st Franklin Financial