1st Franklin Financial
Huntsville

1st Franklin Financial Huntsville

4.8 out of 5.0full starfull starfull starfull starfull star
23 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
23 Reviews
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
11310 Memorial Pkwy SW
Suite H
Huntsville, AL 35803
US
(256) 882-1933(256) 882-1933
Serving Huntsville since 1997!

Hours:

Day of the WeekHours
MondayClosed
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Freedom Powersports Huntsville
(256) 242-5734
See Offers
Osborne's Jewelers
(256) 883-2150
See Offers
Fredericks Equipment
(256) 340-8899
See Offers
Hill Lawnmower and Chainsaw, Inc.
(256) 536-7331
See Offers
Aire Serv Heating and Air Conditioning
(256) 288-0164
See Offers

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
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1 out of 5full starempty starempty starempty starempty star
May 9, 2022
DON'T DO IT BECAUSE THE SECOND YOU HAVE A PROBLEM PAYING THEY WILL GO TO EXTREMES TO GARNISH YOUR WAGES AND MAKE IT LITERALLY IMPOSSIBLE TO SURVIVE FINANCIALLY!! RUDE CUSTOMER SERVICE THAT ONLY CARES ABOUT LINING THEIR POCKETS WITH THE MONEY FROM LESS FORTUNATE PEOPLE WHO THEY CON INTO REFINANCING EXISTING LOANS
Amy M
We would like to apologize for your disappointment with our Huntsville office. If you would like to speak to someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Feb 9, 2022
The ladies @ 1st Franklin Financial are very professional and courteous. I found myself needing some extra cash fast to handle an emergency that came up. I was uncertain how I was going to handle the situation yet not interrupt all of the normal monthly payments that have to be made. 1st Franklin Financial had money in my hands in less then 24 hrs. With the competitive APR and the amount of finance charge combined it’s pennies to the dollar. I was amazed at how little they charged for a finance charge. It was a real pleasure to meet the lovely young ladies @ 1st Franklin Financial , located @ 11310 Memorial Pkwy, and to pick up my cash too.
Bruce T.
5 out of 5full starfull starfull starfull starfull star
Feb 12, 2021
Awesome and professional customer service. I have been with 1st Franklin for over 5 years. Every time, I needed financial assistance this organization has been there for me. Highly recommended with best regards. AWESOME!!!
Barbara S.
We're happy to be here for you when you need us, Barbara! Thank you for your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 20, 2021
Beth is just AMAZING she's very professional yet friendly and went above and beyond to help my husband get the money he needed ! She's very personable and I would recommend anyone to go see her at 1st Franklin
Brandie Esslinger
We are so glad our efforts are paying off and you had the opportunity to experience excellent service. Helping our customers is what we love about our job!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 9, 2021
From the first call to inquire/get a loan to the current one that I have now, the ladies and service has been nothing but exceptional. Anytime I have a question they are right there with answers and help. Constance and Beth are super nice, personable and caring. The other lady is also but I can't remember her name (now I'm in trouble-smile) They have become like family; always going above. Best place to get a loan; Period!!
Subrina T
Hi, Subrina! We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jan 7, 2021
First franklin is awsome ive been a customer for years and when my dad passed away they helped me with a loan to help with his burial they were so quick I had to be at the funetal home by 2pm I called at 11 and had the funds by 1pm the ladies there are the best and ive never had a problem when I needed the extra cash they have always been there thank you first franklin and Ms Adhley and Ms Beth and Ms Constance
Myra R
Thank you for being a loyal customer, Myra! We are saddened to hear of your father's passing and are happy that we could assist you during a critical time, so that you had one less thing to stress about.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great Customer Service. Love the ladies at this location. Always make sure your needs are taken care of.
Brenda A.
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Always delighted to see and talk to your friendly Representatives!
Kevin R.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Korda W.
We are so grateful for your feedback!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Good people great service
David B.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service. Clarissa and the others at First Franklin have always been very nice and pleasant to do business with.
Rhonda W.
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
You all are awesome we greatly appreciate your help to us when we need it and thank you for excellent service
Gary B.
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great People!!!!! Thank You!!!!!
Angelia M.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I've been a customer for a while and I have nothing bad to say...the staff is really professional and friendly. They really seem to care about helping you out financially. I would recommend this company to anyone that needs help.
Rodney M.
We wanted to take a moment to thank you for telling us more about your experience with us. We appreciate your recommendation, Rodney!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
They have always been so nice and very helpful with everything!!
Misty W.
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great group of people! Always friendly, always helpful..
Pamela B.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
On top of it! Friendly, courteous service.
Cynthia B.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Always been great to deal with!
Lori G.
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
1st Franklin financial is great.
Antonia H.
Thank you for taking the time to review our Huntsville office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Great people
Donald L.
Thank you, Donald!
Response from 1st Franklin Financial