1st Franklin Financial
Huntsville

1st Franklin Financial Huntsville

4.8 out of 5.0

25 Reviews

Leave a Review

4.8 out of 5.0

25 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today

11310 Memorial Pkwy SW

Suite H

Huntsville

AL 35803

(256) 882-1933(256) 882-1933

Serving Huntsville since 1997!

View Nearby Locations

Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	8:30 AM - 12:30 PM
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000.

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

Freedom Powersports Huntsville

(256) 242-5734

See Offers

Osborne's Jewelers

(256) 883-2150

See Offers

Fredericks Equipment

(256) 340-8899

See Offers

Hill Lawnmower and Chainsaw, Inc.

(256) 536-7331

See Offers

Aire Serv Heating and Air Conditioning

(256) 288-0164

See Offers

Tennessee Valley Fence, Inc

(256) 883-0405

See Offers

Huntsville Fitness Equipment, LLC

(256) 883-2115

See Offers

Recent Reviews

4.8 out of 5.0

1 Star

2 Star

3 Star

4 Star

5 Star

Leave a Review

5 out of 5

Nov 5, 2022

Great customer service. Personable. Professional. Prompt. Constance and Beth were hands down the most friendly and helpful ladies ever!

Danielle T

5 out of 5

Oct 14, 2022

I absolutely love everything about 1st Franklin Financial!!! Beth works with me everytime and she also does everything she can to help me out! Beth is such a sweetheart and she always has a high vibration spirit! She should definitely get a raise or be the Manager, She’s Great!!!! Constance have also helped me before and she’s great as well. This office in general is just my favorite!!! It feels like family when I walk in and they are always excited to see me and my daughter ! I definitely recommend this office to everyone !!! You will not regret it!

DeAsia S

1 out of 5

May 9, 2022

DON'T DO IT BECAUSE THE SECOND YOU HAVE A PROBLEM PAYING THEY WILL GO TO EXTREMES TO GARNISH YOUR WAGES AND MAKE IT LITERALLY IMPOSSIBLE TO SURVIVE FINANCIALLY!! RUDE CUSTOMER SERVICE THAT ONLY CARES ABOUT LINING THEIR POCKETS WITH THE MONEY FROM LESS FORTUNATE PEOPLE WHO THEY CON INTO REFINANCING EXISTING LOANS

Amy M

We would like to apologize for your disappointment with our Huntsville office. If you would like to speak to someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.

Response from 1st Franklin Financial

5 out of 5

Feb 9, 2022

The ladies @ 1st Franklin Financial are very professional and courteous. I found myself needing some extra cash fast to handle an emergency that came up. I was uncertain how I was going to handle the situation yet not interrupt all of the normal monthly payments that have to be made. 1st Franklin Financial had money in my hands in less then 24 hrs. With the competitive APR and the amount of finance charge combined it’s pennies to the dollar. I was amazed at how little they charged for a finance charge. It was a real pleasure to meet the lovely young ladies @ 1st Franklin Financial , located @ 11310 Memorial Pkwy, and to pick up my cash too.

Bruce T.

5 out of 5

Feb 12, 2021

Awesome and professional customer service. I have been with 1st Franklin for over 5 years. Every time, I needed financial assistance this organization has been there for me. Highly recommended with best regards. AWESOME!!!

Barbara S.

We're happy to be here for you when you need us, Barbara! Thank you for your review.

Response from 1st Franklin Financial

5 out of 5

Jan 20, 2021

Beth is just AMAZING she's very professional yet friendly and went above and beyond to help my husband get the money he needed ! She's very personable and I would recommend anyone to go see her at 1st Franklin

Brandie Esslinger

We are so glad our efforts are paying off and you had the opportunity to experience excellent service. Helping our customers is what we love about our job!

Response from 1st Franklin Financial

5 out of 5

Jan 9, 2021

From the first call to inquire/get a loan to the current one that I have now, the ladies and service has been nothing but exceptional. Anytime I have a question they are right there with answers and help. Constance and Beth are super nice, personable and caring. The other lady is also but I can't remember her name (now I'm in trouble-smile) They have become like family; always going above. Best place to get a loan; Period!!

Subrina T

Hi, Subrina! We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.

Response from 1st Franklin Financial

5 out of 5

Jan 7, 2021

First franklin is awsome ive been a customer for years and when my dad passed away they helped me with a loan to help with his burial they were so quick I had to be at the funetal home by 2pm I called at 11 and had the funds by 1pm the ladies there are the best and ive never had a problem when I needed the extra cash they have always been there thank you first franklin and Ms Adhley and Ms Beth and Ms Constance

Myra R

Thank you for being a loyal customer, Myra! We are saddened to hear of your father's passing and are happy that we could assist you during a critical time, so that you had one less thing to stress about.

Response from 1st Franklin Financial

5 out of 5

Mar 6, 2020

Great Customer Service. Love the ladies at this location. Always make sure your needs are taken care of.

Brenda A.

Thank you for taking the time out of your busy schedule to review our business.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Always delighted to see and talk to your friendly Representatives!

Kevin R.

We know that you have options and we are very happy you chose to do business with us.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Great customer service

Korda W.

We are so grateful for your feedback!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Good people great service

David B.

We are delighted to have had the opportunity to serve you.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great customer service. Clarissa and the others at First Franklin have always been very nice and pleasant to do business with.

Rhonda W.

We know that you have options and we are tremendously happy you picked us.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

You all are awesome we greatly appreciate your help to us when we need it and thank you for excellent service

Gary B.

Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great People!!!!! Thank You!!!!!

Angelia M.

We are so glad we were able to help you. Helping our customers is what we love best.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

I've been a customer for a while and I have nothing bad to say...the staff is really professional and friendly. They really seem to care about helping you out financially. I would recommend this company to anyone that needs help.

Rodney M.

We wanted to take a moment to thank you for telling us more about your experience with us. We appreciate your recommendation, Rodney!

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

They have always been so nice and very helpful with everything!!

Misty W.

We will do everything in our power to make certain every single visit is equally delightful.

Response from 1st Franklin Financial

5 out of 5

Mar 3, 2020

Great group of people! Always friendly, always helpful..

Pamela B.

We are delighted to have had the opportunity to serve you.

Response from 1st Franklin Financial

5 out of 5

Mar 3, 2020

On top of it! Friendly, courteous service.

Cynthia B.

We will always try our best to provide you with the best service possible.

Response from 1st Franklin Financial

5 out of 5

Mar 3, 2020

Always been great to deal with!

Lori G.

Please visit us again. It is our pleasure to serve you.

Response from 1st Franklin Financial

See All ReviewsSee Less Reviews