1st Franklin Financial
Fort Payne
1st Franklin Financial Fort Payne
4.6 out of 5.0full starfull starfull starfull starhalf star
22 Reviews
4.6 out of 5.0full starfull starfull starfull starhalf star
22 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1200 Dekalb Plaza Blvd., SW
Fort Payne, AL 35967
US
(256) 845-5500(256) 845-5500

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.6 out of 5.0full starfull starfull starfull starhalf star
1 Star
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5 out of 5full starfull starfull starfull starfull star
May 10, 2021
I give First Franklin 5 stars because they are very friendly and quick at giving a response back. Tonya does very well with her job and I appreciate her as well! Thanks to all! Will continue doing business with you!
Terry M
Thank you for your kind review, Terry! We look forward to serving you for years to come.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
May 10, 2021
First Financial is the best at customer service as well as so so very FRIENDLY! TONYA is the absolute BEST at helping our needs and gets the job done quick! I give her a 5 star too! I consider her and First Financial as a part of our family! Thank you all very much!
Shannon M
Hello, Shannon! Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 27, 2021
Great customer service
Katie, L
Thank you for taking the time to review our Fort Payne office, Katie!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2021
This company is the BEST my moma Mary Fowler has ever done business with. There not just a company they r FAMILY in my eyes. So if anyone ever needs a loan they will treat u the BEST LUV ALL YAW THERE SO MUCH. Thanks for all yaw do for my Moma and myself.
Patricia N
Hey, Patricia! It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 1, 2020
This is a excellent company for all your financial needs! Craig Patterson is a amazing person and represents his company well, he went above and beyond for us to get our home loan and followed us all the way through our journey. Thank You so much Craig and 1st Franklin for making our dreams come true!
Tim & Laura F.
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
May 29, 2020
These guys are the greatest!! The Fort Payne branch has the best people working there, they will go above and beyond to help someone out. I’ve done business with them for years, and if need be, I’d use them again. Superb group of people.
Michael Gass
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us such awesome feedback, Michael. If the need arises, we hope to serve you again in the future.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service and will go the extra mile to help someone out
Michael B.
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Always help when I need it
Rickey W.
We're happy to help, Rickey!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Friendly staff, overall great people to deal with!!!
Henry H.
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
very nice and very helpful
Victor C.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
They are good people to do business with.
Edwin G.
We look forward to serving you in a future visit.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service. Very friendly,helpful
Sharon T.
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service, always courteous and comprehensive. Always helping me the best way they can. Keep up the good work!!!
Gregorio S.
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Superb customer service. They truly care about you...and they know you by name.
Jennie H.
Do allow us the opportunity to serve you again. We will do everything in our power to deliver an even better customer experience.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 4, 2020
Some of the people that work at the scottsboro branch are rude as hell
Joseph G.
We hate to see a negative review for any of our offices, but see that your complaint is with our Fort Payne branch. We aim to deliver the highest level of customer service, and apologize if you have received anything less.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service and they are always there when I am in a bind and need some extra money.
Meghan C.
Our staff is constantly hard at work finding ways to exceed customer's expectations and provide seamless service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great place to do business
Edwin G.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
great customer service well satisfied
Jeffery G.
We are extremely grateful for your review, Jeffery!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service!
Ramona B.
Come visit us soon. You can count on every one of us doing our best!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Very friendly and courteous people.
Judy T.
Friendly service is our commitment to you.
Response from 1st Franklin Financial