1st Franklin Financial
Fort Payne

1st Franklin Financial Fort Payne

4.8 out of 5.0full starfull starfull starfull starfull star
47 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
47 Reviews
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1200 Dekalb Plaza Blvd., SW
Fort Payne, AL 35967
US
(256) 845-5500(256) 845-5500
Serving Fort Payne since 2007!

Hours:

Day of the WeekHours
MondayClosed
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
Arrow to expand section to show FAQ answer
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
Arrow to expand section to show FAQ answer
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Arrow to expand section to show FAQ answer
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Akins Furniture
(256) 845-2057
See Offers
Howard’s Jewelry
(256) 927-7971
See Offers
Comfort Pros Heating and Cooling
256-601-4922
See Offers

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
1 Star
2 Star
3 Star
4 Star
5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Jun 28, 2022
Lauren was very quick and helpful in getting me what I needed, very nice people!
Kaylie B
5 out of 5full starfull starfull starfull starfull star
May 3, 2022
Love these fine folks have always helped me when I needed a loan.
Melanie O
5 out of 5full starfull starfull starfull starfull star
Mar 15, 2022
Best place in town to do business with. Staff is friendly and always has their neighbors best interest at heart.
Sissy M
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2022
Great place good people to work with
Devin, B
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2022
Excelent customer service and well rounded team
Bartolo, Hernandez, Jr.
5 out of 5full starfull starfull starfull starfull star
Mar 2, 2022
Great place
T brewer
5 out of 5full starfull starfull starfull starfull star
Mar 2, 2022
Great place very
R Brewer
5 out of 5full starfull starfull starfull starfull star
Feb 14, 2022
Great place👍
Dawson.H
5 out of 5full starfull starfull starfull starfull star
Feb 10, 2022
Awesome customer service.. really nice people.
Ricardo G
5 out of 5full starfull starfull starfull starfull star
Feb 7, 2022
Great service
Ricky L
5 out of 5full starfull starfull starfull starfull star
Dec 21, 2021
They truly are friendly and they make you feel like you are part of their family
Rena K
Hey, Rena! Know that we are thankful for the trust you have placed in us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 20, 2021
Friendly and very helpful.Go there for all your financial needs.
David B
Thank you for referring us to others, David!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 20, 2021
Awesome customer service
Baylee G
Hey, Baylee! We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 20, 2021
I was very impressed with the professionalism and kindness that was shown by Tonia Feemster. I would definitely recommend you ask for her.
Terry,M
Hi, Terry! Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 18, 2021
GREAT COMPANY!
ALYSON GUINN
Thank you for your review, Alyson!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 8, 2021
Great customer service and i give Tonya 5 stars for being awesome at her job
Jonathan H
Hi, Jonathan! Thank you for your kind review of our Fort Payne team member.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 7, 2021
AWESOME STAFF !!!
GAIL T
Thank you for leaving a review for our Fort Payne office, Gail!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 7, 2021
excellent service
Tony M
We're happy to know you received excellent customer service from our Fort Payne office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 29, 2021
Great customer service
James E
Hi, James! We're happy to know you received great customer service from our Fort Payne office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 29, 2021
Great Customer Service!
LeeAnn B
We're so happy to know that you had a great experience with our Fort Payne office!
Response from 1st Franklin Financial