1st Franklin Financial
Fort Payne

1st Franklin Financial Fort Payne

4.8 out of 5.0full starfull starfull starfull starfull star
37 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
37 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1200 Dekalb Plaza Blvd., SW
Fort Payne, AL 35967
US
(256) 845-5500(256) 845-5500
Serving Fort Payne since 2007!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Akins Furniture
(256) 845-2057
See Offers
Howard’s Jewelry
(256) 927-7971
See Offers

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
1 Star
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5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Dec 21, 2021
They truly are friendly and they make you feel like you are part of their family
Rena K
Hey, Rena! Know that we are thankful for the trust you have placed in us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 20, 2021
Friendly and very helpful.Go there for all your financial needs.
David B
Thank you for referring us to others, David!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 20, 2021
Awesome customer service
Baylee G
Hey, Baylee! We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 20, 2021
I was very impressed with the professionalism and kindness that was shown by Tonia Feemster. I would definitely recommend you ask for her.
Terry,M
Hi, Terry! Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 18, 2021
GREAT COMPANY!
ALYSON GUINN
Thank you for your review, Alyson!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 8, 2021
Great customer service and i give Tonya 5 stars for being awesome at her job
Jonathan H
Hi, Jonathan! Thank you for your kind review of our Fort Payne team member.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 7, 2021
AWESOME STAFF !!!
GAIL T
Thank you for leaving a review for our Fort Payne office, Gail!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 7, 2021
excellent service
Tony M
We're happy to know you received excellent customer service from our Fort Payne office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 29, 2021
Great customer service
James E
Hi, James! We're happy to know you received great customer service from our Fort Payne office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 29, 2021
Great Customer Service!
LeeAnn B
We're so happy to know that you had a great experience with our Fort Payne office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 29, 2021
wonderful people
Kayla N
We are delighted to have had the opportunity to serve you, Kayla!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 22, 2021
Awesome service
Micah C
We're happy to see that you received awesome service from our Fort Payne office, Micah!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 22, 2021
The best to work with you when you need it. Would recommend.
Makenna P
We are so grateful for your recommendation, Makenna!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 22, 2021
Customer service is amazing. Easy to work with even in a bind.
Sharon P
We are happy to work with you, Sharon!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jul 23, 2021
Great folks, great customer service!!
Will C
Hi, Will! Thank you for choosing us to help you with your financial needs.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
May 10, 2021
I give First Franklin 5 stars because they are very friendly and quick at giving a response back. Tonya does very well with her job and I appreciate her as well! Thanks to all! Will continue doing business with you!
Terry M
Thank you for your kind review, Terry! We look forward to serving you for years to come.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
May 10, 2021
First Financial is the best at customer service as well as so so very FRIENDLY! TONYA is the absolute BEST at helping our needs and gets the job done quick! I give her a 5 star too! I consider her and First Financial as a part of our family! Thank you all very much!
Shannon M
Hello, Shannon! Our goal is to have everyone walk out of our office with the sense that they are part of our 1st Franklin family.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 27, 2021
Great customer service
Katie, L
Thank you for taking the time to review our Fort Payne office, Katie!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2021
This company is the BEST my moma Mary Fowler has ever done business with. There not just a company they r FAMILY in my eyes. So if anyone ever needs a loan they will treat u the BEST LUV ALL YAW THERE SO MUCH. Thanks for all yaw do for my Moma and myself.
Patricia N
Hey, Patricia! It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 1, 2020
This is a excellent company for all your financial needs! Craig Patterson is a amazing person and represents his company well, he went above and beyond for us to get our home loan and followed us all the way through our journey. Thank You so much Craig and 1st Franklin for making our dreams come true!
Tim & Laura F.
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Response from 1st Franklin Financial