1st Franklin Financial
Florence
1st Franklin Financial Florence
4.3 out of 5.0full starfull starfull starfull starhalf star
17 Reviews
4.3 out of 5.0full starfull starfull starfull starhalf star
17 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
2701 Mall Drive
Suite 3
Florence, AL 35630
US
(256) 718-0702(256) 718-0702

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.3 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
3 Star
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5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Feb 27, 2021
ALAWAYS smiling faces,& willing to go to EXTREMES to help me with my NEEDS upon entering the store. My most caring experience is when one of the managers stop what she was doing at closing hours, trying to get home, I'm sure check on me (in the parking lot) bc I was having an emergency medical issue. She went BEYOND her job of checking on me & my safety. That's called CUSTOMER SERVICES.Thanks for ALL your services
Greta Bridges
Thank you for taking the time to share your experience with us. We look forward to serving you in a future visit, Greta!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Feb 12, 2021
Great employees
Jackie b
Thank you for your review, Jackie!
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Dec 31, 2020
I was having a very hard time( almost like everyone else) was deathly sick with COVID-19. I would understand all phone calls but coming to my home harassing me to give me paperwork was uncalled for plus I’m pretty sure the guy they sent to my home didn’t even work for them which is scary!
Tara, J
Hello, Tara. We have responded to the review you left for our Muscle Shoals office. As we said in the previous response, if you would like to speak to someone at our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 9, 2020
Great bunch of people. I enjoy talking to van and the whole crew.
Emily B.
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer Service! Always there when i need them!
Bobbie T.
We really appreciate that you took the time to share details about your recent visit to our location.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 5, 2020
Horrible customer service.
Larry G.
Our Branch Manager has tried to contact you regarding your review. Please give him a call at your convenience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great people with professional attitudes
Felecia H.
We are thankful for your time and your willingness to write a review to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Wonderful folks with great customer service!!
Nancy W.
We wanted to take a moment to thank you for telling us more about your experience with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Service
Laura H.
Thank you for taking the time to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service!
Sandra B.
We are so grateful for your feedback!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Business is done in a professional manner. The employees are well schooled in their jobs.
Deborah B.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great place awesome employees
Amy D.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 4, 2020
Horrible experience
Larry G.
Our Branch Manager has tried to contact you regarding your review. Please give him a call at your convenience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Van and Laura are the best!! We always enjoy doing business there with them. Would recommend to anyone!!
Christopher K.
We appreciate your review and your recommendation, Christopher!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great employees
Herbert M.
Thank you for your kind review of our Florence staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 28, 2019
They are very nice
Karen L.
Your opinion empowers other people in the community to connect with us and trust us to help them with their financial needs.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Great!
Denison W.
Thank you for your review!
Response from 1st Franklin Financial