Branch Locations
1st Franklin Financial
Fayette
Fayette
1st Franklin Financial Fayette
5.0 out of 5.0
5.0 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
2302 Temple Avenue N
Fayette, AL 35555
US
(205) 932-8080(205) 932-8080
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0
(12 Reviews)5.0 out of 5.0
June 26, 2020
Great customer service! The manager Mindy Dozier was very friendly and helpful. The girls in the lobby were the sweetest! I highly recommend!!
Mandy P
Response from 1st Franklin Financial
June 26, 2020
Hi, Mandy! We will pass along your comments to our team. It is words like these that keep us motivated to deliver top-notch service.
5.0 out of 5.0
March 10, 2020
Great customer service
Amanda R.
Response from 1st Franklin Financial
March 10, 2020
Thank you for taking the time to review our Fayette office!
5.0 out of 5.0
March 5, 2020
Great customer service I recommend them to everyone thanks: Roger Sprinkle
Roger S.
Response from 1st Franklin Financial
March 5, 2020
We are glad to know your experience was positive. We look forward to your next visit and will once again work hard to earn your endorsement.
5.0 out of 5.0
March 5, 2020
Great service, quick approval will recommend to anyone
Tama R.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your recommendation, Tama!
5.0 out of 5.0
March 4, 2020
Great customer service. Very friendly environment. Thankful for the staff for giving me a chance when everyone else said no.
Tamara W.
Response from 1st Franklin Financial
March 4, 2020
We recognize that the core of our business is our customers. With that in mind, we pride ourselves on having staff that is passionate about what they do.
5.0 out of 5.0
March 4, 2020
easiest loan I have ever gotten, and I can pay online, I love that!!
Valrie S.
Response from 1st Franklin Financial
March 4, 2020
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
5.0 out of 5.0
March 4, 2020
They have been very good to me.
Jo M.
Response from 1st Franklin Financial
March 4, 2020
Thank you for giving us a try!
5.0 out of 5.0
March 4, 2020
Excellent customer service, great friendly people !!
Cynthia D.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0
March 3, 2020
These are wonderful people to work with and have been very helpful on every occasion. I love doing business with these friendly down home folks.
Calvin H.
Response from 1st Franklin Financial
March 3, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
5.0 out of 5.0
March 3, 2020
great friendly customer service no hassle being approved i would recommend to any one
Tama R.
Response from 1st Franklin Financial
March 3, 2020
We appreciate your recommendation, Tama!
5.0 out of 5.0
October 29, 2019
Excellent customer service
Tamara W.
Response from 1st Franklin Financial
October 29, 2019
Thank you so much for taking the time to write such a nice review.
5.0 out of 5.0
September 4, 2019
Gerat customer service and very friendly
Joyce G.
Response from 1st Franklin Financial
September 4, 2019
We are delighted to have had the opportunity to serve you.
Displaying 1 out of 12 reviews