1st Franklin Financial
Fayette
1st Franklin Financial Fayette
5.0 out of 5.0full starfull starfull starfull starfull star
13 Reviews
5.0 out of 5.0full starfull starfull starfull starfull star
13 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
2302 Temple Avenue N
Fayette, AL 35555
US
(205) 932-8080(205) 932-8080

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

5.0 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Feb 1, 2021
Wonderful office staff, always professional and polite, a pleasure to do business with the Fayette branch. Typical banking institutions make you feel like you are signing away a child. The majority of loans I have purchased have been established via cell phone & a quick office visit. I highly recommend the ladies at this location, honestly...
Bill T.
Hey, Bill! We believe the only way for us to deliver first class services and experiences is by knowing what our customers love best and that can only be achieved through feedback like yours.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 26, 2020
Great customer service! The manager Mindy Dozier was very friendly and helpful. The girls in the lobby were the sweetest! I highly recommend!!
Mandy P
Hi, Mandy! We will pass along your comments to our team. It is words like these that keep us motivated to deliver top-notch service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 10, 2020
Great customer service
Amanda R.
Thank you for taking the time to review our Fayette office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service I recommend them to everyone thanks: Roger Sprinkle
Roger S.
We are glad to know your experience was positive. We look forward to your next visit and will once again work hard to earn your endorsement.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service, quick approval will recommend to anyone
Tama R.
Thank you for your recommendation, Tama!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service. Very friendly environment. Thankful for the staff for giving me a chance when everyone else said no.
Tamara W.
We recognize that the core of our business is our customers. With that in mind, we pride ourselves on having staff that is passionate about what they do.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
easiest loan I have ever gotten, and I can pay online, I love that!!
Valrie S.
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
They have been very good to me.
Jo M.
Thank you for giving us a try!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent customer service, great friendly people !!
Cynthia D.
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
These are wonderful people to work with and have been very helpful on every occasion. I love doing business with these friendly down home folks.
Calvin H.
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
great friendly customer service no hassle being approved i would recommend to any one
Tama R.
We appreciate your recommendation, Tama!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 29, 2019
Excellent customer service
Tamara W.
Thank you so much for taking the time to write such a nice review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Gerat customer service and very friendly
Joyce G.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial