1st Franklin Financial
Decatur
1st Franklin Financial Decatur
4.8 out of 5.0full starfull starfull starfull starhalf star
24 Reviews
4.8 out of 5.0full starfull starfull starfull starhalf star
24 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
725 Beltline Road SW
Decatur, AL 35601
US
(256) 355-0361(256) 355-0361
Serving Decatur since 1993!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starhalf star
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Leave a Review
5 out of 5full starfull starfull starfull starfull star
May 31, 2020
Shelley,thanks for your service and customer excellence. any questions that I have u can promptly answer them. keep up your great work.
richard chalus
Thank you for your kind review, Mr. Chalus!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
May 31, 2020
Shelley always does what she can do. All, I have to do is called and let her know what I need and she is the best.
crystal chalus
Thank you for your kind review of our Decatur staff member!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
May 30, 2020
Awesome customer service. Very nice staff
Ron J
We're happy to know you received awesome customer service, Ron!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
May 30, 2020
Shelley was very helpful and was very nice! I would definitely recommend anyone to go see her for any loan needs.
Mary H.
We appreciate your recommendation, Mary!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 27, 2020
Heather and her boss done a awesome job for me thank you guys.
Scott Claxton
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
great place and people
James K.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
great service
Kimette J.
4 out of 5full starfull starfull starfull starempty star
Mar 6, 2020
Cordial and friendly staff
Datie P.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Very, very helpful. Consideret and professional, worked with me and me set up payment. Would recommend their services to anyone.
Harris D.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Amazing customer service!
Crystal T.
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Great customer service
Toni J.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service.
Virginia M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Charlie is wonderful when it comes to helping you.
Cindy M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Whether I call or go in the office, everyone is always super friendly and helpful.
Laura W.
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
After some time and much consideration,you did come through for me. Well, I thank you, and now I am a valued customer. Enjoy doing business with you.
Sarah H.
3 out of 5full starfull starfull starempty starempty star
Mar 4, 2020
Never called me back,and i found it unprofessional. Especially, when you are told to expect a call back, and instead they send you a letter. I will pay this loan and never do business again with them. And i do not think it is important to them either way.
Kimberly S.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Customer Service
Kimberly M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
excellent service
Barbara T.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Everyone in the office has been extremely helpful!
Dale J.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very friendly and fast service.
Jaclyn C.