1st Franklin Financial
Cullman
Cullman
1st Franklin Financial Cullman
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
2015 Cherokee Ave SW
Suite D
Cullman, AL 35055
US
(256) 739-4488(256) 739-4488
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Recent Reviews
4.8 out of 5.0
(15 Reviews)5.0 out of 5.0
June 1, 2020
Great people
Jessica B.
Response from 1st Franklin Financial
June 1, 2020
Thank you for your review!
5.0 out of 5.0
March 23, 2020
Excellent. People are friendly and helped me when I called. I love that you send a statement and envelope to make your payment.
Vackie H.
Response from 1st Franklin Financial
March 23, 2020
Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
5.0 out of 5.0
March 6, 2020
great customer service! the best ive had so far!
Angie R.
Response from 1st Franklin Financial
March 6, 2020
WOW! Reviews like this fuel our hearts and make us try better every single day.
5.0 out of 5.0
March 5, 2020
Always willing to help.
Kathy H.
Response from 1st Franklin Financial
March 5, 2020
Helping our customers is what we love best, Kathy!
5.0 out of 5.0
March 5, 2020
Customer Friendly. Really easy to talk to. They really try to help you.
Donna S.
Response from 1st Franklin Financial
March 5, 2020
We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.
3.0 out of 5.0
March 4, 2020
Online payment is miserable
Sharon H.
Response from 1st Franklin Financial
March 4, 2020
We apologize for any inconvenience our Online Services has caused you. Please give our office a call, and they'll be happy to look into your online issues for you.
5.0 out of 5.0
March 3, 2020
Easy pmt on phone.
Janet B.
Response from 1st Franklin Financial
March 3, 2020
We are happy to offer a convenient payment option to you, Janet!
5.0 out of 5.0
March 3, 2020
Great people to work with Linda The Branch Manager is the reason I use 1st Franklin
Tim S.
Response from 1st Franklin Financial
March 3, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
5.0 out of 5.0
March 3, 2020
Excellent customer service
Angela M.
Response from 1st Franklin Financial
March 3, 2020
We are so delighted you took the time to try us.
5.0 out of 5.0
March 3, 2020
The service is outstanding as well as the loans.
Tony H.
Response from 1st Franklin Financial
March 3, 2020
Know that we are here to serve you and will always try our best.
4.0 out of 5.0
September 5, 2019
The company was available when I need a loan
Deborah K.
Response from 1st Franklin Financial
September 5, 2019
We are so glad that we could be there for you!
5.0 out of 5.0
September 5, 2019
Excellent team. Customer service is amazing.
Mark M.
Response from 1st Franklin Financial
September 5, 2019
We are so happy to see that our Cullman office provided you with great customer service!
5.0 out of 5.0
September 4, 2019
Very good customer service
Marsha P.
Response from 1st Franklin Financial
September 4, 2019
Thank you for your review!
5.0 out of 5.0
September 4, 2019
Everyone was absolutely amazing at this branch, especially Ms.Linda Bibb. Thank you all so much for helping us in a time of need. Would definitely use them again in the future if needed.
Christopher L.
Response from 1st Franklin Financial
September 4, 2019
Thank you for your kind review of our Cullman staff member!
5.0 out of 5.0
September 4, 2019
Great service. Will definitely use them again.
William L.
Response from 1st Franklin Financial
September 4, 2019
We know that you have options and we are very happy you chose to do business with us.
Displaying 1 out of 15 reviews