Branch Locations
1st Franklin Financial
Bessemer
Bessemer
1st Franklin Financial Bessemer
4.5 out of 5.0
4.5 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
718 Academy Drive
Suite 108
Bessemer, AL 35022
US
(205) 426-0711(205) 426-0711
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.5 out of 5.0
(35 Reviews)1.0 out of 5.0
August 12, 2020
They say they help anyone but has never approved me of anything . Won’t even give me a call to discuss options.
Jasmine J
Response from 1st Franklin Financial
August 12, 2020
We are disappointed to see a negative review for our Bessemer office. If you'd like to discuss your review with someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943.
5.0 out of 5.0
March 11, 2020
Excellent service. No complaints at this time.
Lula D.
Response from 1st Franklin Financial
March 11, 2020
We love hearing from satisfied customers, Lula!
5.0 out of 5.0
March 7, 2020
excellent custom service
Burley E.
Response from 1st Franklin Financial
March 7, 2020
Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0
March 7, 2020
Ease in completing loan application.
Vera M.
Response from 1st Franklin Financial
March 7, 2020
We are so grateful for your feedback!
5.0 out of 5.0
March 6, 2020
They are there when you need them!
Waymon M.
Response from 1st Franklin Financial
March 6, 2020
We know that you have options and we are very happy you chose to do business with us.
4.0 out of 5.0
March 5, 2020
Over all the years that 1st Franklin has assisted me I have been perfectly satisfied until my last (3rd) request.
Angelia G.
Response from 1st Franklin Financial
March 5, 2020
Hi, Angelia! Please contact our Branch Manager if there is anything about your 3rd request that you'd like to discuss.
5.0 out of 5.0
March 5, 2020
Ive had excellent service
Regina J.
Response from 1st Franklin Financial
March 5, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
5.0 out of 5.0
March 5, 2020
I’m satisfied.
Tonya B.
Response from 1st Franklin Financial
March 5, 2020
We love hearing from satisfied customers!
5.0 out of 5.0
March 5, 2020
The Customer Service is SUPERB EVERY TIME I HAVE GONE IN OR CALLED
Vernessa W.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0
March 5, 2020
Great professional service from beginning to end.
Sandra C.
Response from 1st Franklin Financial
March 5, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
5.0 out of 5.0
March 5, 2020
Excellent service. Nice group of ladies
Eugene S.
Response from 1st Franklin Financial
March 5, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
5.0 out of 5.0
March 5, 2020
I appreciate their service
Paul W.
Response from 1st Franklin Financial
March 5, 2020
We appreciate having you as a customer, Paul!
5.0 out of 5.0
March 5, 2020
5
Kedrick K.
Response from 1st Franklin Financial
March 5, 2020
Thank you for rating our Bessemer office!
5.0 out of 5.0
March 4, 2020
I had great professional & courtesy customer service from this establishment.
Phyllis G.
Response from 1st Franklin Financial
March 4, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
March 4, 2020
Very pleasant people to do business with.
They go the extra mile to give outstanding service.
Rosa B.
Response from 1st Franklin Financial
March 4, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
4.0 out of 5.0
March 4, 2020
Customer service is good.
Ramonita A.
Response from 1st Franklin Financial
March 4, 2020
Hi, Ramonita! Thank you for your review.
5.0 out of 5.0
March 4, 2020
Great company love it
Eric H.
Response from 1st Franklin Financial
March 4, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 4, 2020
Great and friendly customer services!
Cynthia B.
Response from 1st Franklin Financial
March 4, 2020
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
5.0 out of 5.0
March 4, 2020
Prompt, professional, courthouse
Bryan A.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking time to share your opinion with others.
5.0 out of 5.0
March 4, 2020
Fantastic customer service
Artee S.
Response from 1st Franklin Financial
March 4, 2020
Getting reviews like yours ranks among our favorite things!
Displaying 1 out of 20 reviews