1st Franklin Financial
Bessemer
1st Franklin Financial Bessemer
4.5 out of 5.0full starfull starfull starfull starhalf star
36 Reviews
4.5 out of 5.0full starfull starfull starfull starhalf star
36 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
718 Academy Drive
Suite 108
Bessemer, AL 35022
US
(205) 426-0711(205) 426-0711

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.5 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
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5 Star
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5 out of 5full starfull starfull starfull starfull star
Dec 17, 2020
The bessemer branch has always tried to do the best in helping me obtain my financial needs. Sometimes they can't renew my loan, but it's because an error on my part. Melissa and her staff are wonderful
Alice hembree
Hello, Alice! Thank you for being a customer with our Bessemer office. We are so grateful for your review.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Aug 12, 2020
They say they help anyone but has never approved me of anything . Won’t even give me a call to discuss options.
Jasmine J
We are disappointed to see a negative review for our Bessemer office. If you'd like to discuss your review with someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 11, 2020
Excellent service. No complaints at this time.
Lula D.
We love hearing from satisfied customers, Lula!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
excellent custom service
Burley E.
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Ease in completing loan application.
Vera M.
We are so grateful for your feedback!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
They are there when you need them!
Waymon M.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Over all the years that 1st Franklin has assisted me I have been perfectly satisfied until my last (3rd) request.
Angelia G.
Hi, Angelia! Please contact our Branch Manager if there is anything about your 3rd request that you'd like to discuss.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Ive had excellent service
Regina J.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
I’m satisfied.
Tonya B.
We love hearing from satisfied customers!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
The Customer Service is SUPERB EVERY TIME I HAVE GONE IN OR CALLED
Vernessa W.
We are extremely grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great professional service from beginning to end.
Sandra C.
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent service. Nice group of ladies
Eugene S.
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
I appreciate their service
Paul W.
We appreciate having you as a customer, Paul!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
5
Kedrick K.
Thank you for rating our Bessemer office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I had great professional & courtesy customer service from this establishment.
Phyllis G.
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very pleasant people to do business with. They go the extra mile to give outstanding service.
Rosa B.
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Customer service is good.
Ramonita A.
Hi, Ramonita! Thank you for your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great company love it
Eric H.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great and friendly customer services!
Cynthia B.
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Prompt, professional, courthouse
Bryan A.
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial