1st Franklin Financial
Bessemer
Bessemer
1st Franklin Financial Bessemer
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
718 Academy Drive
Suite 108
Bessemer, AL 35022
US
(205) 426-0711(205) 426-0711
Serving Bessemer since 1993!
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
4.5 out of 5.0
1 Star
2 Star
3 Star
4 Star
5 Star
5 out of 5
Dec 17, 2020
Hello, Alice! Thank you for being a customer with our Bessemer office. We are so grateful for your review.
Response from 1st Franklin Financial
1 out of 5
Aug 12, 2020
We are disappointed to see a negative review for our Bessemer office. If you'd like to discuss your review with someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5
Mar 11, 2020
We love hearing from satisfied customers, Lula!
Response from 1st Franklin Financial
5 out of 5
Mar 7, 2020
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5
Mar 7, 2020
We are so grateful for your feedback!
Response from 1st Franklin Financial
5 out of 5
Mar 6, 2020
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
4 out of 5
Mar 5, 2020
Hi, Angelia! Please contact our Branch Manager if there is anything about your 3rd request that you'd like to discuss.
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
We love hearing from satisfied customers!
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
We are extremely grateful for your review!
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
We appreciate having you as a customer, Paul!
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
Thank you for rating our Bessemer office!
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
4 out of 5
Mar 4, 2020
Hi, Ramonita! Thank you for your review.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
Thank you for taking time to share your opinion with others.
Response from 1st Franklin Financial