Branch Locations
1st Franklin Financial
Bay Minette
Bay Minette
1st Franklin Financial Bay Minette
4.7 out of 5.0
4.7 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
201 Chambers Dr.
Suite A
Bay Minette, AL 36507
US
(251) 202-0513(251) 202-0513
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.7 out of 5.0
(16 Reviews)5.0 out of 5.0
September 3, 2020
Great customer service and very friendly staff. You guys are awesome
Jason M
Response from 1st Franklin Financial
September 3, 2020
Hello, Jason! We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
August 10, 2020
Great customer service and they will help you in anyway they can and I would recommend anyone to use them
Kenta f.
Response from 1st Franklin Financial
August 10, 2020
We appreciate your review and your recommendation, Kenta!
4.0 out of 5.0
March 21, 2020
Yes Very professional
Roth W.
Response from 1st Franklin Financial
March 21, 2020
We are so grateful for your feedback!
3.0 out of 5.0
March 10, 2020
Customer service is fine but the signing process is terrible. I drove two hours to the dealer to fill out an application because I needed to show them an ID. That's fine. But then, instead of being able to sign electronically from home once I was approved, I had to drive all the way back to the dealer again to apply an electronic signature there. What's the point in electronic signatures if I have to do the same running around as if it was a wet signature. Colossal waste of time and a big pain in the you know what.
Edward M.
Response from 1st Franklin Financial
March 10, 2020
Thank you for your feedback, Edward. We have shared your review with our team.
5.0 out of 5.0
March 5, 2020
Very professional
David M.
Response from 1st Franklin Financial
March 5, 2020
Thank you so much for taking a few moments to let us know how we are doing.
4.0 out of 5.0
March 4, 2020
Great service
Michelle G.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 4, 2020
Great customer service!
Samuel B.
Response from 1st Franklin Financial
March 4, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
4.0 out of 5.0
March 4, 2020
Helpful
Caylin K.
Response from 1st Franklin Financial
March 4, 2020
We're happy to hear you found our Bay Minette staff to be helpful, Caylin!
5.0 out of 5.0
March 4, 2020
No hassle financing.
Georgia M.
Response from 1st Franklin Financial
March 4, 2020
Thank you for being a 1st Franklin customer.
5.0 out of 5.0
March 3, 2020
Great customer Service
Jacquline L.
Response from 1st Franklin Financial
March 3, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 3, 2020
Everything you could ask for in a lender. Totally honest and respectful.
James L.
Response from 1st Franklin Financial
March 3, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0
March 3, 2020
Excellent Customer Service
Felicia B.
Response from 1st Franklin Financial
March 3, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
March 3, 2020
Great customer service 👍
Vickie V.
Response from 1st Franklin Financial
March 3, 2020
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
5.0 out of 5.0
March 3, 2020
Awesome service
Carlie D.
Response from 1st Franklin Financial
March 3, 2020
We will do everything in our power to make certain every single visit is equally delightful.
5.0 out of 5.0
October 29, 2019
Great customer service, friendly knowledgeable staff.
Sandra H.
Response from 1st Franklin Financial
October 29, 2019
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
September 27, 2019
Great people Great customer service
James L.
Response from 1st Franklin Financial
September 27, 2019
Thank you for your review, James!
Displaying 1 out of 16 reviews