1st Franklin Financial
Bay Minette
1st Franklin Financial Bay Minette
4.7 out of 5.0full starfull starfull starfull starhalf star
17 Reviews
4.7 out of 5.0full starfull starfull starfull starhalf star
17 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
201 Chambers Dr.
Suite A
Bay Minette, AL 36507
US
(251) 202-0513(251) 202-0513
Serving Bay Minette since 2017!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.7 out of 5.0full starfull starfull starfull starhalf star
1 Star
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Leave a Review
5 out of 5full starfull starfull starfull starfull star
Aug 16, 2021
Been dealing with the staff here for a little over a year very friendly and always eager to help when I need anything
Tyler V
Hello, Tyler! We want to thank you for trusting us with your financial needs!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 3, 2020
Great customer service and very friendly staff. You guys are awesome
Jason M
Hello, Jason! We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Aug 10, 2020
Great customer service and they will help you in anyway they can and I would recommend anyone to use them
Kenta f.
We appreciate your review and your recommendation, Kenta!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 21, 2020
Yes Very professional
Roth W.
We are so grateful for your feedback!
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 10, 2020
Customer service is fine but the signing process is terrible. I drove two hours to the dealer to fill out an application because I needed to show them an ID. That's fine. But then, instead of being able to sign electronically from home once I was approved, I had to drive all the way back to the dealer again to apply an electronic signature there. What's the point in electronic signatures if I have to do the same running around as if it was a wet signature. Colossal waste of time and a big pain in the you know what.
Edward M.
Thank you for your feedback, Edward. We have shared your review with our team.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Very professional
David M.
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Great service
Michelle G.
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service!
Samuel B.
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Helpful
Caylin K.
We're happy to hear you found our Bay Minette staff to be helpful, Caylin!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
No hassle financing.
Georgia M.
Thank you for being a 1st Franklin customer.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer Service
Jacquline L.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Everything you could ask for in a lender. Totally honest and respectful.
James L.
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Excellent Customer Service
Felicia B.
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great customer service 👍
Vickie V.
Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Awesome service
Carlie D.
We will do everything in our power to make certain every single visit is equally delightful.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 29, 2019
Great customer service, friendly knowledgeable staff.
Sandra H.
Our common goal is to constantly strive to deliver the very best customer service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 27, 2019
Great people Great customer service
James L.
Thank you for your review, James!
Response from 1st Franklin Financial