1st Franklin Financial
Bay Minette

1st Franklin Financial Bay Minette

4.8 out of 5.0

23 Reviews

Leave a Review

4.8 out of 5.0

23 Reviews

Leave a Review

Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today

201 Chambers Dr.

Suite A

Bay Minette

AL 36507

(251) 202-0513(251) 202-0513

Serving Bay Minette since 2017!

View Nearby Locations

Hours:

Day of the Week	Hours
Monday	Closed
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	Closed
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

Airport Sports Center

(251) 575-7302

See Offers

JBT Power, Inc

(251) 626-7317

See Offers

Hall's Motorsports - Daphne

(251) 625-4252

See Offers

L&M Marine LLC

(251) 937-1380

See Offers

Furniture Fair

(251) 361-3111

See Offers

Canoe Furniture and Sleep Shop

(251) 368-7272

See Offers

Homestyle Furniture

(251) 368-8389

See Offers

Tupelo Ron's Best Mattress & Furniture

(251) 345-1990

See Offers

Steinway Piano Gallery

(251) 930-1082

See Offers

Towne and Country

(251) 473-0690

See Offers

Benson's Outlet Appliance Center

(251) 550-9501

See Offers

A1 Air Conditioning and Heating

(251) 802-8947

See Offers

Twisted Lime

(251) 494-0424

See Offer

Overstreet Electric

(251) 515-1243

See Offers

See More DealersSee Fewer Dealers

Recent Reviews

4.8 out of 5.0

1 Star

2 Star

3 Star

4 Star

5 Star

Leave a Review

5 out of 5

Mar 18, 2022

Great People And Great Costumer Services They’ll Help You The Best Way They Can

Katerreaia M.

5 out of 5

Mar 18, 2022

Outstanding customer service I will recommend first Franklin to everyone.

William S

5 out of 5

Mar 15, 2022

Excellent

DERRICK Smith

5 out of 5

Feb 8, 2022

Excellent customer service

Steven M

5 out of 5

Feb 8, 2022

Good group of people. Never had a problem.

Steve B

5 out of 5

Dec 21, 2021

Excellent customer service and very friendly staff. Good to know that I have a pleasant place to go when I need to borrow money. 🥰

Debra A

Hey, Debra! We will always try our best to provide you with the best service possible. Thank you for leaving us such a kind review.

Response from 1st Franklin Financial

5 out of 5

Aug 16, 2021

Been dealing with the staff here for a little over a year very friendly and always eager to help when I need anything

Tyler V

Hello, Tyler! We want to thank you for trusting us with your financial needs!

Response from 1st Franklin Financial

5 out of 5

Sep 3, 2020

Great customer service and very friendly staff. You guys are awesome

Jason M

Hello, Jason! We are delighted to have had the opportunity to serve you.

Response from 1st Franklin Financial

5 out of 5

Aug 10, 2020

Great customer service and they will help you in anyway they can and I would recommend anyone to use them

Kenta f.

We appreciate your review and your recommendation, Kenta!

Response from 1st Franklin Financial

4 out of 5

Mar 21, 2020

Yes Very professional

Roth W.

We are so grateful for your feedback!

Response from 1st Franklin Financial

3 out of 5

Mar 10, 2020

Customer service is fine but the signing process is terrible. I drove two hours to the dealer to fill out an application because I needed to show them an ID. That's fine. But then, instead of being able to sign electronically from home once I was approved, I had to drive all the way back to the dealer again to apply an electronic signature there. What's the point in electronic signatures if I have to do the same running around as if it was a wet signature. Colossal waste of time and a big pain in the you know what.

Edward M.

Thank you for your feedback, Edward. We have shared your review with our team.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Very professional

David M.

Thank you so much for taking a few moments to let us know how we are doing.

Response from 1st Franklin Financial

4 out of 5

Mar 4, 2020

Great service

Michelle G.

We know that you have options and we are very happy you chose to do business with us.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great customer service!

Samuel B.

We are so glad we were able to help you. Helping our customers is what we love best.

Response from 1st Franklin Financial

4 out of 5

Mar 4, 2020

Helpful

Caylin K.

We're happy to hear you found our Bay Minette staff to be helpful, Caylin!

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

No hassle financing.

Georgia M.

Thank you for being a 1st Franklin customer.

Response from 1st Franklin Financial

5 out of 5

Mar 3, 2020

Great customer Service

Jacquline L.

We are delighted to have had the opportunity to serve you.

Response from 1st Franklin Financial

5 out of 5

Mar 3, 2020

Everything you could ask for in a lender. Totally honest and respectful.

James L.

We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.

Response from 1st Franklin Financial

5 out of 5

Mar 3, 2020

Excellent Customer Service

Felicia B.

We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.

Response from 1st Franklin Financial

5 out of 5

Mar 3, 2020

Great customer service 👍

Vickie V.

Online feedback is precious to us and we are thankful you took the time to let us know about your experience with us.

Response from 1st Franklin Financial

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