1st Franklin Financial
Athens
Athens
1st Franklin Financial Athens
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
22083 US Highway 72
Suite Q
Athens, AL 35613
US
(256) 233-4200(256) 233-4200
Serving Athens since 1992!
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
4.4 out of 5.0
1 Star
2 Star
3 Star
4 Star
5 Star
1 out of 5
May 19, 2022
We are very sorry to hear that you had a terrible experience with our Athens branch. Please contact our Quality Assurance Department at 1-800-700-7943, if you would like to speak to a representative from our Corporate Office.
Response from 1st Franklin Financial
1 out of 5
Apr 27, 2022
Hello, Christina. We’d like to hear more about your situation to see if we can make things right. If you wouldn’t mind giving our Quality Assurance Department a call at 1-800-700-7943, we’d love to speak with you.
Response from 1st Franklin Financial
1 out of 5
Aug 2, 2021
Hi, Lee. We are disappointed to hear about your experience with our Athens office and would like to discuss it with you offline due to privacy concerns. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
We are thankful for your time and your willingness to write a review to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5
Mar 5, 2020
We wanted to take a moment to thank you for telling us more about your experience with us.
Response from 1st Franklin Financial
4 out of 5
Mar 5, 2020
Thank you for your review,
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5
Mar 4, 2020
We are so grateful for your feedback!
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
We know that you have options and we are very happy you chose to do business with us.
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5
Mar 3, 2020
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5
Sep 4, 2019
Thank you for taking the time to review our Athens office!
Response from 1st Franklin Financial
5 out of 5
Sep 4, 2019
We are happy to see that you were provided great customer service!
Response from 1st Franklin Financial
5 out of 5
Sep 4, 2019
Thank you for your feedback, Wendy!
Response from 1st Franklin Financial