1st Franklin Financial
Arab
1st Franklin Financial Arab
5.0 out of 5.0full starfull starfull starfull starfull star
20 Reviews
5.0 out of 5.0full starfull starfull starfull starfull star
20 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
980 North Brindlee Mountain Pkwy
Arab, AL 35016
US
(256) 586-9302(256) 586-9302

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

5.0 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Mar 8, 2020
Very friendly staff. Always courteous & great at Job. Would recommend to friends & will use the Office in Arab AL again!!
Robert H.
We are ever so grateful for your review, Robert! Thank you for your recommendation.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Super service. Awesome group of ladies work there. Always smiling. Wouldnt go anywhere else but here.
Lee M.
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service!!
Tracey P.
We hope to become one of your favorite companies to do business with.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Sherry C.
Do let us know what we need to do to earn your continued loyalty.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Customer Service!!
Steven P.
Our goal is to make you a part of our family and make you feel welcome every single time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service!!
Steven P.
It is truly nice to know that our efforts are paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great custermor and care. Wonderful staff.
Danny W.
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
YOU LADIES ARE GREAT THANK YOU!!
Sarah O.
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service !
Marilyn H.
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Bill A
Billy A.
Thank you for rating our Arab office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great!!!! customer service.
Paula D.
Thank you for reviewing our Arab office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Grt customer service and relationships.
Danny W.
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 20, 2019
Great people to do business with. Always ready to lend a helping hand.
Beverly P.
Thank you for sharing your experience with us, Beverly!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 6, 2019
they are excellent people and sweet i go borrow money there anytime i need ir they are very helpful and friendly
Charlie G.
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 5, 2019
very good company to deal with.
Robbie M.
We are so grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 5, 2019
So friendly and willing to help.Everyone there has great personality.
James L.
Thank you for your kind review of our Arab staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Very friendly employees ! Great customer service !
Marilyn H.
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Great customer service and easy to deal with
Joshua S.
We are happy to provide you with great service, Joshua!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Take care of my needs
Todd C.
We are happy to see that our Arab office is taking care of you, Todd!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
Great place to do business! The girls are so nice!
Misty S.
Thank you for being a 1st Franklin customer!
Response from 1st Franklin Financial