1st Franklin Financial
Arab
Arab
1st Franklin Financial Arab
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
980 North Brindlee Mountain Pkwy
Arab, AL 35016
US
(256) 586-9302(256) 586-9302
Serving Arab since 1992!
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Come Visit
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Learn More

Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
2 Star
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5 Star
5 out of 5




Jul 26, 2022
5 out of 5




Mar 29, 2022
5 out of 5




Mar 8, 2020
We are ever so grateful for your review, Robert! Thank you for your recommendation.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We hope to become one of your favorite companies to do business with.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Do let us know what we need to do to earn your continued loyalty.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Our goal is to make you a part of our family and make you feel welcome every single time.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
It is truly nice to know that our efforts are paying off.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Thank you for rating our Arab office!
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
Thank you for reviewing our Arab office!
Response from 1st Franklin Financial
5 out of 5




Mar 3, 2020
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5




Sep 20, 2019
Thank you for sharing your experience with us, Beverly!
Response from 1st Franklin Financial
5 out of 5




Sep 6, 2019
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5




Sep 5, 2019
We are so grateful for your review!
Response from 1st Franklin Financial
5 out of 5




Sep 5, 2019
Thank you for your kind review of our Arab staff!
Response from 1st Franklin Financial
5 out of 5




Sep 4, 2019
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5




Sep 4, 2019
We are happy to provide you with great service, Joshua!
Response from 1st Franklin Financial