Branch Locations
1st Franklin Financial
Arab
Arab
1st Franklin Financial Arab
5.0 out of 5.0
5.0 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMClosed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
980 North Brindlee Mountain Pkwy
Arab, AL 35016
US
(256) 586-9302(256) 586-9302
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | Closed |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0
(20 Reviews)5.0 out of 5.0
March 8, 2020
Very friendly staff. Always courteous & great at
Job. Would recommend to friends & will use the
Office in Arab AL again!!
Robert H.
Response from 1st Franklin Financial
March 8, 2020
We are ever so grateful for your review, Robert! Thank you for your recommendation.
5.0 out of 5.0
March 5, 2020
Super service. Awesome group of ladies work there. Always smiling. Wouldnt go anywhere else but here.
Lee M.
Response from 1st Franklin Financial
March 5, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
5.0 out of 5.0
March 4, 2020
Great customer service!!
Tracey P.
Response from 1st Franklin Financial
March 4, 2020
We hope to become one of your favorite companies to do business with.
5.0 out of 5.0
March 4, 2020
Great customer service
Sherry C.
Response from 1st Franklin Financial
March 4, 2020
Do let us know what we need to do to earn your continued loyalty.
5.0 out of 5.0
March 4, 2020
Great Customer Service!!
Steven P.
Response from 1st Franklin Financial
March 4, 2020
Our goal is to make you a part of our family and make you feel welcome every single time.
5.0 out of 5.0
March 4, 2020
Great customer service!!
Steven P.
Response from 1st Franklin Financial
March 4, 2020
It is truly nice to know that our efforts are paying off.
5.0 out of 5.0
March 4, 2020
Great custermor and care. Wonderful staff.
Danny W.
Response from 1st Franklin Financial
March 4, 2020
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
5.0 out of 5.0
March 4, 2020
YOU LADIES ARE GREAT THANK YOU!!
Sarah O.
Response from 1st Franklin Financial
March 4, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
5.0 out of 5.0
March 4, 2020
Great customer service !
Marilyn H.
Response from 1st Franklin Financial
March 4, 2020
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
5.0 out of 5.0
March 3, 2020
Bill A
Billy A.
Response from 1st Franklin Financial
March 3, 2020
Thank you for rating our Arab office!
5.0 out of 5.0
March 3, 2020
Great!!!! customer service.
Paula D.
Response from 1st Franklin Financial
March 3, 2020
Thank you for reviewing our Arab office!
5.0 out of 5.0
March 3, 2020
Grt customer service and relationships.
Danny W.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
September 20, 2019
Great people to do business with. Always ready to lend a helping hand.
Beverly P.
Response from 1st Franklin Financial
September 20, 2019
Thank you for sharing your experience with us, Beverly!
5.0 out of 5.0
September 6, 2019
they are excellent people and sweet i go borrow money there anytime i need ir they are very helpful and friendly
Charlie G.
Response from 1st Franklin Financial
September 6, 2019
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
September 5, 2019
very good company to deal with.
Robbie M.
Response from 1st Franklin Financial
September 5, 2019
We are so grateful for your review!
5.0 out of 5.0
September 5, 2019
So friendly and willing to help.Everyone there has great personality.
James L.
Response from 1st Franklin Financial
September 5, 2019
Thank you for your kind review of our Arab staff!
5.0 out of 5.0
September 4, 2019
Very friendly employees ! Great customer service !
Marilyn H.
Response from 1st Franklin Financial
September 4, 2019
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
September 4, 2019
Great customer service and easy to deal with
Joshua S.
Response from 1st Franklin Financial
September 4, 2019
We are happy to provide you with great service, Joshua!
5.0 out of 5.0
September 4, 2019
Take care of my needs
Todd C.
Response from 1st Franklin Financial
September 4, 2019
We are happy to see that our Arab office is taking care of you, Todd!
5.0 out of 5.0
September 4, 2019
Great place to do business! The girls are so nice!
Misty S.
Response from 1st Franklin Financial
September 4, 2019
Thank you for being a 1st Franklin customer!
Displaying 1 out of 20 reviews