Branch Locations
1st Franklin Financial
Andalusia
Andalusia
1st Franklin Financial Andalusia
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1131 Dr MLK Jr Expressway
Andalusia, AL 36420
US
(334) 427-2253(334) 427-2253
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(16 Reviews)3.0 out of 5.0
March 9, 2020
Other than interest rates being so high the business is fine. We won't do business there again when our loan is paid off simply because of the interest rates.
Claude P.
Response from 1st Franklin Financial
March 9, 2020
Thank you for your feedback, Claude. We hate to lose you as a customer.
5.0 out of 5.0
March 6, 2020
Make you feel good about your loan. Fast easy and seems like they are family. Enjoy doing business with them.
John S.
Response from 1st Franklin Financial
March 6, 2020
Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0
March 5, 2020
Good business
Sharon S.
Response from 1st Franklin Financial
March 5, 2020
We are so grateful for your feedback!
5.0 out of 5.0
March 5, 2020
Friendly people
Maria N.
Response from 1st Franklin Financial
March 5, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0
March 5, 2020
Ok
Ricky H.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your review!
5.0 out of 5.0
March 5, 2020
Friendly and excellent customer service!
Allen P.
Response from 1st Franklin Financial
March 5, 2020
Thank you so much for taking a few moments to let us know how we are doing.
5.0 out of 5.0
March 4, 2020
Great Service
Tiffany H.
Response from 1st Franklin Financial
March 4, 2020
We are so glad we were able to help you. Helping our customers is what we love best.
4.0 out of 5.0
March 4, 2020
Always polite and nice willing to help and great knowledgeable how to help
John W.
Response from 1st Franklin Financial
March 4, 2020
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
5.0 out of 5.0
March 4, 2020
Great Customer Service.
Amber C.
Response from 1st Franklin Financial
March 4, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
March 4, 2020
Completely satisfied
Linda H.
Response from 1st Franklin Financial
March 4, 2020
We love hearing from satisfied customers, Linda!
5.0 out of 5.0
March 3, 2020
Great staff. Smooth transactions.
Sadie P.
Response from 1st Franklin Financial
March 3, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 3, 2020
Great customer service made my request simple. I will refer friends and Family to use Andalusia First Franklin
Kevin H.
Response from 1st Franklin Financial
March 3, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0
September 4, 2019
The ladies at 1st Franklin are outstanding and Mrs charlette is wonderful,I would recommend anyone to go see them at there office.
James L.
Response from 1st Franklin Financial
September 4, 2019
Thank you for reviewing our Andalusia office!
4.0 out of 5.0
September 4, 2019
Good service
Charles P.
Response from 1st Franklin Financial
September 4, 2019
We are happy to provide you with good customer service, Charles!
5.0 out of 5.0
September 4, 2019
Thank you for your trust in me to grant me the mortgage. I just wish your interest rate could be lowered significantly to what other lending institutions are using for mortgages.
John B.
Response from 1st Franklin Financial
September 4, 2019
We are so glad that we were able to help you. We understand your concerns with our interest rates, but please know that we will do everything within our limits to work with you.
5.0 out of 5.0
September 4, 2019
The ladies at First Franklin are very nice and professional.
Randy R.
Response from 1st Franklin Financial
September 4, 2019
Thank you for being a 1st Franklin customer!
Displaying 1 out of 16 reviews