1st Franklin Financial
Alexander City
1st Franklin Financial Alexander City
4.6 out of 5.0full starfull starfull starfull starhalf star
35 Reviews
4.6 out of 5.0full starfull starfull starfull starhalf star
35 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1990 Cherokee Road
Alexander City, AL 35010
US
(256) 234-2838(256) 234-2838

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.6 out of 5.0full starfull starfull starfull starhalf star
1 Star
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Leave a Review
5 out of 5full starfull starfull starfull starfull star
Jul 22, 2021
Great people. Very friendly and helpful. I would recommend them to anyone.
Joey G.
Hello, Joey! We are so grateful for your review and your recommendation.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jul 17, 2021
I have been dealing with 1st Franklin Financial of Alexander City for several years. They have wonderful staff and I have been able to depend on them
Derrick D
Thank you for being a loyal customer throughout the years, Derrick! We're happy to be here for you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jul 16, 2021
Great customer service
Gwen C
Hey, Gwen! Thank you for leaving a review for our Alexander City office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jul 13, 2021
Alexander City Office is the BEST place to get a loan. The ladies in the office is very helpful, professional, they go over and beyond. If you need a loans give them a call you will not be disappointed.
Sandy, G
Hello, Sandy! We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2021
Great Customer Service and Very Friendly Staff.
Huel S.
Thank you for your kind review of our Alexander City office, Huel!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2021
Great and friendliest service ever
De’Antawanna A
Hey, De’Antawanna! Please know that friendly service is our commitment to you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Feb 17, 2021
I have been doing business with First Franklin for over 3 years. They have ALWAYS gone above and beyond any time I ever needed any assistance. Everyone in the Alexander City office are professional and friendly. Thank you First Franklin for always making doing business with your company easy and hassle free.
Suzette N
Hello, Suzette! From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Feb 17, 2021
Great customer service
Jamie C.
Hey, Jamie! Thank you for taking the time to review our Alexander City office!
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Jan 5, 2021
I had a very bad experience with them!!! I will never apply for a loan here again!!!They are so rude! (Credit Union) the best place to get a loan.
Lorietta k
We would like to apologize for your negative experience with our Alexander City office. We’d like to hear more about your situation to see if we can make things right. If you wouldn’t mind giving our Quality Assurance Department a call at 1-800-700-7943, we’d love to speak with you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 18, 2020
Great customer service friendly staff I appreciate it so much thank u 1st franklin
Lelia E
Thank you for leaving us a review, Lelia!
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Nov 1, 2020
customer service is great, if you have bad credit they do help you get what you need. You might want to compare their interest charges because they are in the predator range.
tom v
1 out of 5full starempty starempty starempty starempty star
Oct 28, 2020
I assumed giving employees family members loans was against policy.
Jennifer A
We’d appreciate the opportunity to speak with you about your review. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Aug 11, 2020
These ladies have always treated me with respect. They have always helped in any way they could. I appreciate them!
Tony P
We appreciate having you as a customer, Tony!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 9, 2020
Good customer service.
Hester F.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great service, friendly employees location is great would recommend to others
Marie M.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Love the lady's here always the best to work with.
James D.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Stephen B.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service!! Very helpful!!
Sherri T.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Good service
Gary B.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Professional and very helpful
Jennifer W.
We are extremely grateful for your review!
Response from 1st Franklin Financial