1st Franklin Financial
Alexander City

1st Franklin Financial Alexander City

4.7 out of 5.0full starfull starfull starfull starhalf star
43 Reviews
4.7 out of 5.0full starfull starfull starfull starhalf star
43 Reviews
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1990 Cherokee Road
Alexander City, AL 35010
US
(256) 234-2838(256) 234-2838
Serving Alexander City since 1993!

Hours:

Day of the WeekHours
MondayClosed
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Engle Services Heating and Air
(256) 369-1450
See Offers
Talladega Outdoors, LLC
(256) 362-6370
See Offers
Satterfield, Inc
(256) 234-0450
See Offers
Frontline Outfitters
(256) 409-8100
See Offers
Lake Martin Tractor LLC
(256) 234-3432
See Offers
Sylacauga Marine and ATV, Inc
(256) 245-8920
See Offers
Engle Custom Homes LLC
(256) 369-1450
See Offers
Wyatt Tire and Service Center Inc.
256-392-4545
See Offers
Columbiana Tractor LLC
205670005
See Offers
Extreme Powersports Opelika LLC
(334) 745-6357
See Offers
Russell Do It Center
(256) 234-2567
See Offers

Recent Reviews

4.7 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
3 Star
4 Star
5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Mar 31, 2022
Great experience with the professional staff. Very helpful, friendly and courteous. My thanks to the ladies for they're help
Larry M
5 out of 5full starfull starfull starfull starfull star
Mar 22, 2022
Great customer service Abby is a very nice person
JC
5 out of 5full starfull starfull starfull starfull star
Mar 18, 2022
I love it
moore
5 out of 5full starfull starfull starfull starfull star
Feb 8, 2022
In today's world so many do not take pride in a job well done. This is definitely not the case with 1st Franklin in Alex City. Angie, the office manager, as well as the whole staff really helped us with closing out an account due to the loss of a loved one. We really appreciate all of you,your dedication and hard work!!
Teri W
5 out of 5full starfull starfull starfull starfull star
Jan 10, 2022
Very good
Lisa t
We're happy to know that you are satisfied with your experience with our Alexander City office.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 10, 2021
Great customer service
Tameka R
Thank you for choosing our Alexander City office to serve your financial needs, Tameka!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 10, 2021
Great Customer
Nakesha H
Hello, Nakesha! Thank you for leaving a review for our Alexander City office.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 3, 2021
They were fast convenient i will recommend them to family an friends keep up the good work abby an staff
Lena??, T
Hey, Lena! We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jul 22, 2021
Great people. Very friendly and helpful. I would recommend them to anyone.
Joey G.
Hello, Joey! We are so grateful for your review and your recommendation.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jul 17, 2021
I have been dealing with 1st Franklin Financial of Alexander City for several years. They have wonderful staff and I have been able to depend on them
Derrick D
Thank you for being a loyal customer throughout the years, Derrick! We're happy to be here for you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jul 16, 2021
Great customer service
Gwen C
Hey, Gwen! Thank you for leaving a review for our Alexander City office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jul 13, 2021
Alexander City Office is the BEST place to get a loan. The ladies in the office is very helpful, professional, they go over and beyond. If you need a loans give them a call you will not be disappointed.
Sandy, G
Hello, Sandy! We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2021
Great Customer Service and Very Friendly Staff.
Huel S.
Thank you for your kind review of our Alexander City office, Huel!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2021
Great and friendliest service ever
De’Antawanna A
Hey, De’Antawanna! Please know that friendly service is our commitment to you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Feb 17, 2021
I have been doing business with First Franklin for over 3 years. They have ALWAYS gone above and beyond any time I ever needed any assistance. Everyone in the Alexander City office are professional and friendly. Thank you First Franklin for always making doing business with your company easy and hassle free.
Suzette N
Hello, Suzette! From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Feb 17, 2021
Great customer service
Jamie C.
Hey, Jamie! Thank you for taking the time to review our Alexander City office!
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Jan 5, 2021
I had a very bad experience with them!!! I will never apply for a loan here again!!!They are so rude! (Credit Union) the best place to get a loan.
Lorietta k
We would like to apologize for your negative experience with our Alexander City office. We’d like to hear more about your situation to see if we can make things right. If you wouldn’t mind giving our Quality Assurance Department a call at 1-800-700-7943, we’d love to speak with you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Dec 18, 2020
Great customer service friendly staff I appreciate it so much thank u 1st franklin
Lelia E
Thank you for leaving us a review, Lelia!
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Nov 1, 2020
customer service is great, if you have bad credit they do help you get what you need. You might want to compare their interest charges because they are in the predator range.
tom v
1 out of 5full starempty starempty starempty starempty star
Oct 28, 2020
I assumed giving employees family members loans was against policy.
Jennifer A
We’d appreciate the opportunity to speak with you about your review. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.
Response from 1st Franklin Financial