1st Franklin Financial
Alexander City
Alexander City
1st Franklin Financial Alexander City
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1990 Cherokee Road
Alexander City, AL 35010
US
(256) 234-2838(256) 234-2838
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Recent Reviews
5.0 out of 5.0




February 17, 2021
I have been doing business with First Franklin for over 3 years. They have ALWAYS gone above and beyond any time I ever needed any assistance. Everyone in the Alexander City office are professional and friendly. Thank you First Franklin for always making doing business with your company easy and hassle free.
Suzette N
Response from 1st Franklin Financial
February 17, 2021
Hello, Suzette! From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
5.0 out of 5.0




February 17, 2021
Great customer service
Jamie C.
Response from 1st Franklin Financial
February 17, 2021
Hey, Jamie! Thank you for taking the time to review our Alexander City office!
1.0 out of 5.0




January 5, 2021
I had a very bad experience with them!!! I will never apply for a loan here again!!!They are so rude! (Credit Union) the best place to get a loan.
Lorietta k
Response from 1st Franklin Financial
January 5, 2021
We would like to apologize for your negative experience with our Alexander City office. We’d like to hear more about your situation to see if we can make things right. If you wouldn’t mind giving our Quality Assurance Department a call at 1-800-700-7943, we’d love to speak with you.
5.0 out of 5.0




December 18, 2020
Great customer service friendly staff I appreciate it so much thank u 1st franklin
Lelia E
Response from 1st Franklin Financial
December 18, 2020
Thank you for leaving us a review, Lelia!
3.0 out of 5.0




November 1, 2020
customer service is great, if you have bad credit they do help you get what you need.
You might want to compare their interest charges because they are in the predator range.
tom v
1.0 out of 5.0




October 28, 2020
I assumed giving employees family members loans was against policy.
Jennifer A
Response from 1st Franklin Financial
October 28, 2020
We’d appreciate the opportunity to speak with you about your review. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.
5.0 out of 5.0




August 11, 2020
These ladies have always treated me with respect. They have always helped in any way they could. I appreciate them!
Tony P
Response from 1st Franklin Financial
August 11, 2020
We appreciate having you as a customer, Tony!
4.0 out of 5.0




March 9, 2020
Good customer service.
Hester F.
5.0 out of 5.0




March 6, 2020
Great service, friendly employees location is great would recommend to others
Marie M.
5.0 out of 5.0




March 5, 2020
Love the lady's here always the best to work with.
James D.
5.0 out of 5.0




March 5, 2020
Great customer service
Stephen B.
5.0 out of 5.0




March 5, 2020
Great customer service!! Very helpful!!
Sherri T.
5.0 out of 5.0




March 5, 2020
Good service
Gary B.
5.0 out of 5.0




March 5, 2020
Professional and very helpful
Jennifer W.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0




March 5, 2020
They are friendly and helpful.thank you for helping me with all my loan needs
Martha H.
5.0 out of 5.0




March 5, 2020
Friendly folks
Mark W.
5.0 out of 5.0




March 5, 2020
Absolutely great service amd quick response
James S.
5.0 out of 5.0




March 5, 2020
Great customer service and everyone is always polite
Timothy G.
5.0 out of 5.0




March 4, 2020
Great customer Service!
Sherry O.
5.0 out of 5.0




March 4, 2020
easy to do business with...great staff!
Earl G.
Displaying 1 out of 20 reviews