1st Franklin Financial
Alexander City
Alexander City
1st Franklin Financial Alexander City
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1990 Cherokee Road
Alexander City, AL 35010
US
(256) 234-2838(256) 234-2838
Serving Alexander City since 1993!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
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5 Star
5 out of 5




Mar 31, 2022
5 out of 5




Mar 22, 2022
5 out of 5




Mar 18, 2022
5 out of 5




Feb 8, 2022
5 out of 5




Jan 10, 2022
We're happy to know that you are satisfied with your experience with our Alexander City office.
Response from 1st Franklin Financial
5 out of 5




Dec 10, 2021
Thank you for choosing our Alexander City office to serve your financial needs, Tameka!
Response from 1st Franklin Financial
5 out of 5




Dec 10, 2021
Hello, Nakesha! Thank you for leaving a review for our Alexander City office.
Response from 1st Franklin Financial
5 out of 5




Dec 3, 2021
Hey, Lena! We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
5 out of 5




Jul 22, 2021
Hello, Joey! We are so grateful for your review and your recommendation.
Response from 1st Franklin Financial
5 out of 5




Jul 17, 2021
Thank you for being a loyal customer throughout the years, Derrick! We're happy to be here for you.
Response from 1st Franklin Financial
5 out of 5




Jul 16, 2021
Hey, Gwen! Thank you for leaving a review for our Alexander City office!
Response from 1st Franklin Financial
5 out of 5




Jul 13, 2021
Hello, Sandy! We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2021
Thank you for your kind review of our Alexander City office, Huel!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2021
Hey, De’Antawanna! Please know that friendly service is our commitment to you.
Response from 1st Franklin Financial
5 out of 5




Feb 17, 2021
Hello, Suzette! From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Response from 1st Franklin Financial
5 out of 5




Feb 17, 2021
Hey, Jamie! Thank you for taking the time to review our Alexander City office!
Response from 1st Franklin Financial
1 out of 5




Jan 5, 2021
We would like to apologize for your negative experience with our Alexander City office. We’d like to hear more about your situation to see if we can make things right. If you wouldn’t mind giving our Quality Assurance Department a call at 1-800-700-7943, we’d love to speak with you.
Response from 1st Franklin Financial
5 out of 5




Dec 18, 2020
Thank you for leaving us a review, Lelia!
Response from 1st Franklin Financial
3 out of 5




Nov 1, 2020
1 out of 5




Oct 28, 2020
We’d appreciate the opportunity to speak with you about your review. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.
Response from 1st Franklin Financial