Branch Locations
1st Franklin Financial
Alexander City
Alexander City
1st Franklin Financial Alexander City
4.6 out of 5.0
4.6 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
1990 Cherokee Road
Alexander City, AL 35010
US
(256) 234-2838(256) 234-2838
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.6 out of 5.0
(25 Reviews)3.0 out of 5.0
November 1, 2020
customer service is great, if you have bad credit they do help you get what you need.
You might want to compare their interest charges because they are in the predator range.
tom v
1.0 out of 5.0
October 28, 2020
I assumed giving employees family members loans was against policy.
Jennifer A
Response from 1st Franklin Financial
October 28, 2020
We’d appreciate the opportunity to speak with you about your review. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.
5.0 out of 5.0
August 11, 2020
These ladies have always treated me with respect. They have always helped in any way they could. I appreciate them!
Tony P
Response from 1st Franklin Financial
August 11, 2020
We appreciate having you as a customer, Tony!
4.0 out of 5.0
March 9, 2020
Good customer service.
Hester F.
5.0 out of 5.0
March 6, 2020
Great service, friendly employees location is great would recommend to others
Marie M.
5.0 out of 5.0
March 5, 2020
Love the lady's here always the best to work with.
James D.
5.0 out of 5.0
March 5, 2020
Great customer service
Stephen B.
5.0 out of 5.0
March 5, 2020
Great customer service!! Very helpful!!
Sherri T.
5.0 out of 5.0
March 5, 2020
Good service
Gary B.
5.0 out of 5.0
March 5, 2020
Professional and very helpful
Jennifer W.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0
March 5, 2020
They are friendly and helpful.thank you for helping me with all my loan needs
Martha H.
5.0 out of 5.0
March 5, 2020
Friendly folks
Mark W.
5.0 out of 5.0
March 5, 2020
Absolutely great service amd quick response
James S.
5.0 out of 5.0
March 5, 2020
Great customer service and everyone is always polite
Timothy G.
5.0 out of 5.0
March 4, 2020
Great customer Service!
Sherry O.
5.0 out of 5.0
March 4, 2020
easy to do business with...great staff!
Earl G.
5.0 out of 5.0
March 4, 2020
Great customer service
Teresa T.
5.0 out of 5.0
March 4, 2020
Great customer service and very wonderful people. If I ever need anything else I will be back to do business.
Tyron D.
5.0 out of 5.0
March 4, 2020
Great customer service
James S.
3.0 out of 5.0
March 4, 2020
Keeps in touch with customers
Valarie G.
Displaying 1 out of 20 reviews