1st Franklin Financial
Albertville

1st Franklin Financial Albertville

4.8 out of 5.0full starfull starfull starfull starfull star
30 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
30 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
428 N. Carlisle Street
Suite D
Albertville, AL 35950
US
(256) 894-6239(256) 894-6239
Serving Albertville since 2004!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
Arrow to expand section to show FAQ answer
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
Arrow to expand section to show FAQ answer
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Arrow to expand section to show FAQ answer
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Blue's ATV/Lawnmower Repair
(256) 492-6949
See Offers
Blue Square Roofing and Construction, LLC
(256) 572-7431
See Offers
Ramsey's Furniture & Vintage Market
(256) 486-3760
See Offers
Echols Metal LLC
(256) 892-0081
See Offers
Echols Metal North LLC
(256) 840-0080
See Offers
Farmtown Inc.
(256) 593-7182
See Offers
Geraldine Hardware
(256) 659-2121
See Offers
Redstone Furniture
(256) 640-8179
See Offers
JJ's Discount Eyewear
(205) 353-7732
See Offers
Lake Guntersville Power Sports
(256) 891-1133
See Offers
Pankey Tech Solutions
(256) 744-1955
See Offers
King Arthur Clock & Jewelry
(256) 593-6610
See Offers
Stephens Septic Services LLC
(205) 363-0340
See Offers
Woodworks Unlimited
(256) 505-1778
See Offers

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
1 Star
2 Star
3 Star
4 Star
5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Oct 14, 2021
Excellent customer service. Robin is always helpful!
Amanda B
We are delighted to have had the opportunity to serve you, Amanda!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 12, 2021
Carla Knepper is the best! We have done business over 12 years with the Albertville branch. They have always been professional and friendly. I highly recommend them for your financial needs.
Charlie W
Hi, Charlie! We are so grateful for your loyalty throughout the years! We look forward to serving you for years to come.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 12, 2021
I have been with First Franklin for awhile now and I always go through Carla Knepper. She is awesome and has ALWAYS been great with customer service! They never disappoint!
Heather M
Hi, Heather! We will always try our best to provide you with the best service possible. We love what we do and getting word that we are exactly what you were looking for makes us beyond excited.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 30, 2021
The Albertville office was awesome.
Wanda Dent A
Hi, Wanda! Thank you for reviewing our Albertville office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Nov 18, 2020
Great Customer Service! I needed help to pay off bills and they helped me I will recommend more people to come here. They are wonderful people and really helped me out.
Annie R.
Hey, Annie! Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 11, 2020
The one I dealt with was knowledgeable, friendly, and caring.
Judy B.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
I love everything about FFF.
Bridgette S.
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Good people
William S.
3 out of 5full starfull starfull starempty starempty star
Mar 5, 2020
Getting loan was very easy, but if you're less than a week late, you will get calls every single day. I think that is overboard. I could understand if it was 30 days late, but getting calls when it's only a week, is extreme.
Brandy R.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service and wonderful ladies who work there.
Roberta L.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Donna S.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Everyone one there is so nice
Brenda C.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Customer Service! Stephanie has always went above and beyond to take care of my family's needs! You will not find better service!
Jason P.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service!! Very friendly!
Edith S.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service !
Maria C.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very sweet personal and always willing to help.
Donna W.
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Interest too high.
Wanda H.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service!!!
Rita N.
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Great staff very helpful
Michael F.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent customer service. The ladies who work there are always so nice and helpful.
Roberta L.