Branch Locations
1st Franklin Financial
Albertville
Albertville
1st Franklin Financial Albertville
4.7 out of 5.0
4.7 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
428 N. Carlisle Street
Suite D
Albertville, AL 35950
US
(256) 894-6239(256) 894-6239
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.7 out of 5.0
(26 Reviews)5.0 out of 5.0
November 18, 2020
Great Customer Service! I needed help to pay off bills and they helped me I will recommend more people to come here. They are wonderful people and really helped me out.
Annie R.
Response from 1st Franklin Financial
November 18, 2020
Hey, Annie! Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
4.0 out of 5.0
March 11, 2020
The one I dealt with was knowledgeable, friendly, and caring.
Judy B.
5.0 out of 5.0
March 5, 2020
I love everything about FFF.
Bridgette S.
4.0 out of 5.0
March 5, 2020
Good people
William S.
3.0 out of 5.0
March 5, 2020
Getting loan was very easy, but if you're less than a week late, you will get calls every single day. I think that is overboard. I could understand if it was 30 days late, but getting calls when it's only a week, is extreme.
Brandy R.
5.0 out of 5.0
March 5, 2020
Great service and wonderful ladies who work there.
Roberta L.
5.0 out of 5.0
March 5, 2020
Great customer service
Donna S.
5.0 out of 5.0
March 5, 2020
Everyone one there is so nice
Brenda C.
5.0 out of 5.0
March 4, 2020
Great Customer Service! Stephanie has always went above and beyond to take care of my family's needs! You will not find better service!
Jason P.
5.0 out of 5.0
March 4, 2020
Great customer service!! Very friendly!
Edith S.
5.0 out of 5.0
March 4, 2020
Great customer service !
Maria C.
5.0 out of 5.0
March 4, 2020
Very sweet personal and always willing to help.
Donna W.
4.0 out of 5.0
March 4, 2020
Interest too high.
Wanda H.
5.0 out of 5.0
March 4, 2020
Great customer service!!!
Rita N.
4.0 out of 5.0
March 4, 2020
Great staff very helpful
Michael F.
5.0 out of 5.0
March 4, 2020
Excellent customer service. The ladies who work there are always so nice and helpful.
Roberta L.
5.0 out of 5.0
March 3, 2020
Love the people
Brenda C.
5.0 out of 5.0
March 3, 2020
Great customer service! Always feel welcome and important!
Brandi M.
5.0 out of 5.0
March 3, 2020
Great customer service. The ladies are like family
Brenda V.
5.0 out of 5.0
March 3, 2020
I am always treated fairly and with respect by your employees. So often when your credit is less than perfect loan companies will try to take advantage. I have never experienced this at 1st Franklin. I love being your customer!
Mary B.
Displaying 1 out of 20 reviews