If you live in Blount, Marshall, St. Clair, or Cullman counties, 1st Franklin Financial in Oneonta is here to provide the financial assistance you may need in the event of an emergency, costly bills and expenses, or even special occasions. Our Oneonta location is one of 48 in the great state of Alabama, meaning 1st Franklin Financial is invested in our communities–and you. In fact, we’ve been offering sensible financial solutions to Alabamians for decades. Stop by and visit us at our Oneonta branch, located at 1208 2nd Avenue E. You’ll find us next to Elgin Tire Service, U-Haul, and Two Amigos Mexican Cantina. Right down the road is Sonic, and we’re across the street from Joe Hudson’s Collision Center. Plenty of parking as well as wheelchair accessibility are available for the convenience of our guests.
1st Franklin Financial in Oneonta is easily accessible from Altoona, Blountsville, Springville, Warrior, Locust Fork, Hayden, Ashville, and Hanceville. Come see us if you need some help paying off expensive bills, emergency expenses, and even fun occasions like weddings or vacations. With Our Loans for Living™ personal installment loans, you can take out a loan of up to $15,000 and receive your funds that day, in most cases (you can cash your loan check at your bank or at a local check-cashing business). And since our personal installment loans have fixed interest rates, you always know how much you’re paying back each month–no surprises. Even better, when you make those monthly loan payments on time, you improve your credit overall financial well-being.
Interested in a personal installment loan from 1st Franklin Financial? Fill out our convenient online loan application. Or visit us in Oneonta to discuss a personal installment loan with our friendly experts–just be sure to bring multiple forms of ID, proof of residence, and proof of income. We’re here from 8:30 am to 5:30 pm Monday, Tuesday, Thursday, and Friday, and 8:30 am and 1:30 pm on Wednesdays. You can also reach us at (205) 625-3223.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Trussville, AL
1st Franklin Financial
Moody, AL
1st Franklin Financial
Cullman, AL
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
