1st Franklin Financial is a trusted installment loan lender with many locations across the region. One of our branches is in Laurel, Mississippi, where we offer personal loans with fixed rates and no prepayment penalties.
Our Laurel, Mississippi, branch is located at 2001 Highway 15 North, Suite A. We are across from Harbor Freight on 16th Avenue and in the same shopping center as Papa John’s and Sake Café.
In our local office, we serve all of these communities: Laurel, Ellisville, Bay Springs, Stringer, Soso, Taylorsville, Waynesboro, Shubuta, Vossburg, Moselle, Collins, Sandersville, Heidelberg, Louin, Sylvarena, and Montrose.
Our Laurel branch offers plenty of parking for your vehicle in front of our building and along its side. Wheelchair-accessible accommodations are available for our Laurel customers.
Our loans range from $600 to $15,000. We do not provide starter loans but rather short-and long-term installment loans with payment plans to fit your budget. It is possible to pay your loan installments over the phone with a debit card and with ACH.
In addition to our personal loans with flexible terms, 1st Franklin Financial also offers sales financing. You can learn more about 1st Franklin Financial, our loans, and our other financial services by browsing our FAQ page.
If you live in Jones, Clarke, Jasper, Wayne, or Covington counties, our Laurel-based staff is here to help you through challenging financial times.
Laurel-area residents can apply online for personal loans for fast and convenient service from the comfort of their homes. We also welcome you to visit us in person at our Laurel branch to ask questions about the loan process or to get help completing your application.
Financial flexibility and freedom are at your fingertips when you work with 1st Franklin Financial. We look forward to assisting you with a loan or other financial services in Laurel, Mississippi.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
