• (833) 689-LOAN
  • Apply Now
1st Franklin Financial
  • Careers
  • Investment Center
  • Retail Partner
  • Online Services
  • (833) 689-LOAN
  • Apply Now
  • Need a Loan?
  • Why Us?
  • Find a Branch
  • Customer Stories
  • Frequently Asked Questions
  • Need a Loan?
  • Why Us?
  • Find a Branch
  • Customer Stories
  • Frequently Asked Questions
  • Careers
  • Investment Center
  • Retail Partner
  • Online Services
HomeTennesseeElizabethton1st Franklin Financial

Installment Loans at our
Elizabethton, TN Branch

Review Us
137 Hudson Dr
Elizabethton, TN 37643
(423) 542-2748
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Follow Us
Get Directions Apply Now

About Location

Are you looking for a fast and flexible loan in Elizabethton?

1st Franklin Financial has many office locations throughout Tennessee, including a local Elizabethton branch. In Elizabethton, we offer personal loans that you can use for many different purposes, such as to fix your car or house, pay medical bills, afford travel, host an event, or consolidate debt.

In Elizabethton, we are located at 137 Hudson Drive. This is the local branch that also serves individuals and families living in nearby Hampton, Roan Mountain, Unicoi, Erwin, Piney Flats, Watauga, Butler, and Mountain City.

We are situated within a shopping center behind Pizza Inn and right next to the tanning salon. We’re also just a few doors down from Dollar Tree.

In our Elizabethton branch, we have wheelchair-accessible seating for our customers. Our shopping center has a public parking lot where you can easily find a spot when you arrive to discuss your loan needs with our staff.

Anyone needing quick cash in Carter, Johnson, Unicoi, or Washington County should remember the name 1st Franklin Financial whenever they run into a financial challenge. In Elizabethton, we lend up to $15,000 per loan. Our interest rates are always reasonable and competitive, so you won’t pay more than necessary for quick access to a lump sum of cash.

Once you receive your loan funds, you’ll pay your loan back in affordable monthly installments. We are happy to explain how the loan process works when you stop by our Elizabethton branch or call us.

In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. Please visit our FAQ page to learn more about our company, installment loans, and other financial services.

We invite you to apply online today for the loan you need, or visit us in person during business hours, and we’ll be happy to assist you in Elizabethton.

Got More Questions?
Contact Us

Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Johnson City, TN

7.99 Miles away
3120 E. Oakland Avenue
Johnson City, TN 37601
(423) 979-0509
Get Directions View Location

1st Franklin Financial
Bristol, TN

15.35 Miles away
1250 Volunteer Parkway, Suite 1
Bristol, TN 37620
(423) 764-0197
Get Directions View Location

1st Franklin Financial
Kingsport, TN

21.53 Miles away
1001 E. Stone Drive, Suite F
Kingsport, TN 37660
(423) 230-6482
Get Directions View Location
Investments
Retail Sales Financing
Join Our Team
1st Franklin Financial
Contact Us

Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

Find a branch
  • Facebook
  • Instagram
  • YouTube
  • LinkedIn
Community Involvement
Blog
Financials
Sitemap
Policies and Disclaimers
Privacy Notice
Licenses and Disclosures

Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.