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HomeAlabamaFlorence1st Franklin Financial

Installment Loans in
Florence, AL

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2701 Mall Drive, Suite 3
Florence, AL 35630
(256) 718-0702
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

One of nearly 50 branches across the great state of Alabama, 1st Franklin Financial in Florence is here to help the residents of Lauderdale, Colbert, and Franklin counties when they need assistance paying for unexpected medical expenses, costly home repairs, and even special events such as weddings and vacations. Our Florence branch is located at 2701 Mall Drive, Suite 3, in a shopping center with Julie’s Nail & Spa, Friend’s Nutrition, and Mobley Chiropractic–just across the parking lot from Papa John’s Pizza. Our Florence location offers parking and wheelchair accessibility for the convenience of our guests.

With our Loans for Living™ personal installment loans that provide amounts up to $15,000 as well as fixed interest rates, fast loan approvals, and same-day access to funds, 1st Franklin Financial aids the folks of Florence, Killen, Rogersville, Lexington, Waterloo, and Muscle Shoals when they need financial help to cover high-cost events and expense. Our loans can even help people build their credit when they make their affordable monthly payments on time. (Once you receive your loan check, you can cash it at your bank or at a local check-cashing business.)

You’ve got a few options when you’re ready to apply for a personal installment loan with 1st Franklin Financial. You can fill out our convenient online application, you can call us at (256) 718-0702 with any questions you have, or you may stop into our Florence branch at 2701 Mall Drive, Suite 3, to discuss our loans with a friendly professional–just be sure to bring multiple forms of ID, proof of income, and proof of residence. We’re open between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, and between 8:30 am and 1:30 pm on Wednesdays. We look forward to working with you!

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Muscle Shoals, AL

7.09 Miles away
320 W Avalon Avenue, Suite 2
Muscle Shoals, AL 35661
(256) 381-6635
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1st Franklin Financial
Russellville, AL

23.64 Miles away
510 N Jackson Avenue
Russellville, AL 35653
(256) 332-5161
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1st Franklin Financial
Russellville, AL

24.58 Miles away
13830 Highway 43
Russellville, AL 35653
(256) 332-7800
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.