Life can get expensive sometimes. Between medical bills, unexpected repairs or major purchases, and even special occasions like weddings or vacations, costs add up. 1st Franklin Financial is here to help you, the residents of Etowah, Calhoun, Cherokee, St. Clair, and Marshall counties, by providing affordable and convenient financial solutions when you need them most. Our branch in Gadsden is one of 48 across Alabama, and we love serving our communities.
Our Gadsden branch is located at 441 George Wallace Drive, where you’ll find us by Riverview Plaza. We’re adjacent to H&R Block, Cato Fashions, and Express Steak, just down the way from Harbor Freight, Dollar Tree, Aaron’s Rent to Own, and Bargain Hunt. There is plenty of parking available, as well as wheelchair accessibility for the convenience of our guests.
The folks of Gadsden, Rainbow City, Southside, Attalla, Hokes Bluff, Glencoe, Leesburg, Centre, Steele, Piedmont, Ohatchee, Jacksonville, Wellington, Weaver, and Alexandria have come to trust 1st Franklin Financial when they need financial assistance. Our Loans for Living™, personal installment loans of up to $15,000 that offer fixed interest rates, quick approvals, and same-day access to money, are a smart solution to paying for large expenses. Additionally, borrowers can actually improve their credit and their financial future by making loan payments on time every month. (Once you receive your loan check, you can cash it at your bank or at a local check-cashing business.)
If you’re ready to apply for a personal installment loan, simply fill out our online application. You can also stop into the Gadsden branch to speak with a friendly loan professional–just make sure to bring multiple forms of ID, proof of residence, and proof of income. We’re here between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, and between 8:30 am and 1:30 pm on Wednesdays. We can also answer any questions you have when you call us at (256) 546-7700.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Albertville, AL
1st Franklin Financial
Oneonta, AL
1st Franklin Financial
Oxford, AL
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
