If you live in Arab or the surrounding towns of Guntersville, Union Grove, Scant City, Morgan City, Laceys Spring, Joppa, Baileyton, Fairview, Snead, Blountsville, and Somerville, and you need money to pay for unforeseen expenses, vacations, or big events, 1st Franklin Financial in Arab is ready to serve you just as we’ve served communities across the Southeast for more than 80 years. Our Arab branch is located at 980 N. Brindlee Mountain Parkway, Suite C, near the intersection with Northgate Drive NW. You’ll find us in the strip mall with Papa John’s Pizza, Kelly’s Salon, and Alfa Insurance, and across the street from Wendy’s. For your convenience, we offer ample parking and wheelchair accessibility.
Easily accessible from Blount, Morgan, Madison, and Cullman counties, 1st Franklin Financial in Arab is here to help fellow Alabamians when they need money for unexpected repairs, costly medical expenses, special vacations, or life events such as weddings. As one of the 48 branches across Alabama, our Arab location serves the community by providing personal installment loans up to $15,000. 1st Franklin Financial’s Loans for Living™ offer fixed interest rates, fast loan approvals, and even same-day funds–so you not only get the funds you need, but you also get the opportunity to build your credit when you make on-time loan payments. Once you receive your loan check, you can cash it at your bank or at a local check-cashing business.
1st Franklin Financial is here to provide financial solutions for our neighbors–not surprises or hidden fees. Think our personal installment loans are right for you? You can start the application process online, or come by and see us in person at the Arab branch, where you can speak to an experienced and friendly loan professional about your options–just remember to bring multiple forms of ID, proof of residence, and proof of income. We’re here between 8:30 am and 5:30 pm on Monday, Tuesday, Thursday, and Friday, and between 8:30 am and 1:30 pm on Wednesday. Or phone us at (256) 586-9302 for more information.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Albertville, AL
1st Franklin Financial
Huntsville, AL
1st Franklin Financial
Cullman, AL
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
